|
Under contract-accepting backup offers. Move-in ready, low-maintenance living in the heart of Palm Harbor! This spacious 2-bedroom, 2-bath villa offers the comfort, updates, location, and easy lifestyle you are looking for. Step inside to find fresh interior paint and updated porcelain wood-look tile flooring flowing throughout the entire home, creating a clean, seamless modern feel from the moment you walk in. The kitchen features a convenient breakfast bar, abundant cabinet storage, and updated appliances approximately 5 years old, making everyday living and entertaining effortless. The split floor plan offers privacy for everyone, with a generous primary suite featuring a walk-in closet and en suite bath, while the second bedroom is privately situated with easy access to the other bathroom — ideal for guests, a home office, or additional living space. Enjoy your morning coffee or unwind at the end of the day in the enclosed Florida room, complete with new windows and a new exterior door. This is where you have your laundry closet which includes the washer and dryer. Step out back where you have pavers and a clean slate to add your touches for an outdoor space. Located in Palm Harbor and zoned for A-rated schools, this villa also puts you less than a 20-minute drive from Honeymoon Island and close to the best of downtown Palm Harbor and downtown Dunedin, where you’ll find shopping, restaurants, entertainment, events, and so much more. With a 2020 roof, 2019 AC, community pool, clubhouse, and an HOA of only $166/month covering trash, sewer, cable TV, internet, pool, and clubhouse - this home delivers comfort, convenience, and serious value. Schedule your showing today — homes with this much to offer in this location don’t last!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $165 | $165 | $165 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,078 | $1,123 | $1,483 |
| Total Monthly Payment | $1,317 | $1,362 | $1,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.