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Welcome to 3801 Bowfin Trail, Kissimmee, FL 34746 — a beautifully maintained WATERFRONT ACCESS HOME located in the award-winning resort-style community of Bellalago.
Positioned on a premium lot with only one direct neighbor, this exceptional one-story residence offers 3 bedrooms, 2 bathrooms, a dedicated den/study or 4th bedroom, and a spacious 3-car garage. Nestled on a quiet corner homesite, the property backs directly to waterfront access leading to Lake Tohopekaliga, creating a peaceful setting with added privacy and beautiful natural surroundings.
Designed with both comfort and functionality in mind, the open-concept floor plan seamlessly connects the living, dining, and kitchen areas, making it ideal for entertaining or everyday living. Large windows fill the home with natural light while the covered lanai provides the perfect space to relax and enjoy Florida's outdoor lifestyle.
This home has been lightly lived in as a secondary residence, occupied approximately 6–8 weeks per year, resulting in minimal wear and exceptional overall condition. For added peace of mind, a NEW A/C SYSTEM was installed approximately two months ago.
When built, the owners selected numerous upgrades, including:
• Upgraded cabinetry in the kitchen, bathrooms, and laundry room
• Laundry room cabinets
• Upgraded tile flooring throughout the main living areas, bathrooms
• Interior paint upgrades
• Upgraded master shower and soaking tub
• Upgraded sinks and plumbing fixtures
• Upgraded front entry door
• Window blinds throughout
• Security system installation
• Added gutters
• Over-cabinet electrical outlets
• Covered lanai and paver driveway
Beyond the home itself, Bellalago offers one of the most impressive lifestyle experiences in Central Florida. This master-planned waterfront community showcases stunning Spanish Mediterranean architecture, barrel tile roofs, lush landscaping, scenic water views, and resort-inspired amenities throughout.
Residents enjoy:
• 24-hour manned gated security
• Direct access to Lake Tohopekaliga via private boat ramp and lakefront docks
• Three resort-style swimming pools
• Two state-of-the-art fitness centers
• Tennis, pickleball and basketball courts
• Walking and biking trails
• Fishing pier and waterfront recreation areas
• Dog parks and playgrounds
• Daily community activities and fitness classes
• On-site poolside restaurant and gathering spaces
• Cable TV included through the HOA
Whether you're looking for a full-time residence, seasonal retreat, or waterfront lifestyle without the waterfront price tag, 3801 Bowfin Trail offers an incredible opportunity to enjoy one of Central Florida's premier lakefront communities.
Come experience the Bellalago lifestyle and discover why so many residents proudly call this community home.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,920 | $367,920 | $367,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $550 | $550 | $550 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,323 | $3,055 |
| Total Monthly Payment | $2,861 | $2,948 | $3,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.