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*FINAL AND BEST BY 6/21 AT 12PM* This beautifully customized raised ranch in the sought-after Hitchcock Lakes area of Wolcott, near the beautiful Hitchcock Lake is a MUST SEE! This move-in-ready 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and functionality. Step inside to soaring cathedral ceilings and an open-concept floor plan that creates a bright and inviting atmosphere throughout the living room, dining area, and recently updated kitchen. The kitchen is a true centerpiece, featuring stunning granite countertops, modern finishes, and ample space. A custom extra-wide hallway-rarely found in traditional raised ranches-adds to the home's unique design, while the primary bedroom features a tray ceiling and a custom-designed closet system with exceptional storage and organization. The finished lower level offers a spacious family room, full bathroom, and dedicated laundry room, providing flexible living space. Outside, you'll find a flat and expansive backyard that is truly an entertainer's dream! Whether you're hosting summer cookouts, gathering with friends and family, or relaxing in the hot tub, this outdoor space offers endless possibilities. Existing electrical service is already in place for a future pool, while covered boat storage, a shed, and an attached, oversized two-car garage provide plenty space for vehicles and storage. Recent improvements include all new windows and sliding glass doors installed in 2024, contributing to improved energy efficiency, comfort, and long-term value. Smart home features include Wi-Fi-enabled thermostats and automated lighting controls. Conveniently located near shopping, restaurants, parks, schools, bus lines, and easy access to major highways, This home is the complete package!
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $542 | $542 | $542 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,017 | $2,096 | $2,757 |
| Total Monthly Payment | $2,634 | $2,713 | $3,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.