1324 W Settlement Road, Roxbury, NY, 12474 | $485,000

The sweetest cabin in the Western Catskills is waiting for you. Tucked away on over five private acres and abutting acres of protected ''forever green'' New York City land, this charming ''U-frame'' offers a lovely sense of quiet connection to the landscape. Framed by towering trees and immersed in nature, the home feels worlds away while remaining close to some of the region's best year-round destinations.
Oversized windows flood the cabin with natural light, drawing the outdoors in and creating a warm, airy atmosphere throughout. Cozy and thoughtfully laid out, the cabin offers three cozy bedrooms and two full bathrooms, providing ample space for weekend guests or extended stays. The finished lower level remains naturally cool through the warmer months, offering flexible space for game-playing, creative pursuits, or quiet retreat. There is also a fireplace on the lower level - unused by the current owners but surely able to be restored, if needed. In the main living area, a wood stove anchors the home and promises cozy winter evenings after a day outdoors.
Positioned to face the surrounding woods, the trees invite you into their cool peaceful presence. A rustic path winds through wildflowers and a mix of evergreen and deciduous trees, eventually leading to a shallow pond filled with life.
For ski enthusiasts, the location is hard to beat. Plattekill Mountain is just ten minutes away, while Belleayre Mountain Ski Center can be reached in just over twenty, making spontaneous powder days delightfully easy. Whether envisioned as a four-season escape from city life, or an income-producing investment property, this cabin effortlessly fits the bill. Its appeal has not gone unnoticed, having been featured in Escape Brooklyn, HV Happenings, and American Lifestyle.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Basement
  • Style: Cabin
  • Year Built: 1990
  • Garage: 2-car Attached
  • Heating: Electric, Wood Stove
  • Basement: Finished
  • Acreage: 5.63
  • Est. Taxes: $4,963
  • Lot Desc: Back Yard, Irregular Lot, Sloped, Wooded
  • View: Trees/Woods
  • School District: Roxbury Central Schools
  • Appliances: Dryer, Dishwasher, Free-Standing Electric Range, Refrigerator, Washer
  • MLS#: 20263221
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/20263221/1324wsettlementroad_roxbury_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Compass Greater NY, LLC

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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1324 W Settlement Road, Roxbury, NY, 12474

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $414 $414 $414
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,295 $2,421 $3,196
Total Monthly Payment $2,784 $2,910 $3,685

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.