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Beautifully blending historic charm with thoughtful updates, this spacious St. Johnsbury home offers a location that's hard to beat. Just a short walk to St. Johnsbury Academy, downtown shops, restaurants, and local events, you'll enjoy the convenience of in-town living while still feeling right at home. The kitchen and dining areas have been extensively renovated and offer the kind of space that naturally brings people together. Custom cabinetry, quartz countertops, quality appliances, and abundant workspace make the kitchen both functional and beautiful, while the renovated dining room is ready for everything from weeknight dinners to holiday gatherings. Throughout the home you'll love the wide plank softwood floors, built-ins, generous room sizes, and the character that only comes with a home that's been standing for generations. With three bedrooms, two bonus rooms, and three bathrooms, there's plenty of flexibility for guests, home offices, hobbies, or whatever your lifestyle requires. Above the garage, a finished apartment-style space includes a kitchen, bathroom, living area, and bedroom, providing additional room for guests, extended family, or a variety of future uses. One of the most inviting features of the property is the beautifully rebuilt covered front porch. Whether you're starting the day with a cup of coffee or unwinding in the evening, it's the kind of space that invites you to slow down and stay awhile. Rich in history, thoughtfully updated, and exceptionally well maintained, this is a home with a story to tell and plenty of room for its next chapter.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/9/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,891 | $1,967 | $2,584 |
| Total Monthly Payment | $2,617 | $2,693 | $3,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.