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16 Palm Lane, Alton, NH, 03809 | $675,000
Enjoy deeded access to Halfmoon Lake from this beautifully maintained 3-bedroom, 3-bath Energy Star ranch in low-tax Alton. Whether you're looking for a year-round home or a Lakes Region getaway, this property offers the perfect blend of comfort, efficiency, and flexible living space. The thoughtfully designed floor plan features a stunning kitchen with granite countertops, a center island, and an open dining area with a cozy gas fireplace. The spacious living room includes a wired 7. 1 surround sound system, making it ideal for entertaining or relaxing at home. The oversized primary suite offers a private bath and plenty of space to unwind. A separate apartment-style living area with complete kitchen above the oversized 2-car garage provides exceptional flexibility for guests, extended stays, a home office, or hobby space, with both private and interior access. Central air conditioning, a generator hookup, and Energy Star certification help provide year-round comfort, efficiency, and peace of mind. The high-ceiling basement offers excellent storage and future expansion potential. Outside, enjoy a paved driveway, mature landscaping, and a large, fenced backyard. Deeded rights to Halfmoon Lake include access to a shared private beach and boat launch, making it easy to spend your days boating, swimming, fishing, and enjoying everything the Lakes Region has to offer. Conveniently located near Alton Bay, Wolfeboro, hiking trails, skiing, shopping, and dining, this move-in-ready home is a rare Lakes Region opportunity.
Features
- Amenities: Beach Access,Beach Rights,Boat Launch
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Style: Ranch
- Year Built: 2020
- Garage: 2-car Garage
- Heating: Propane,Forced Air,Hot Air
- Cooling: Central AC,Whole House Fan
- Basement: Bulkhead,Concrete Floor,Full,Interior Stairs,Unfinished,Interior Access
- Approx Sq. Feet: 2,556
- Acreage: 0.48
- Est. Taxes: $5,244
- Lot Desc: Beach Access,Country Setting,Lake Access,Landscaped,Slight,Rural
- Elem. School: Alton Central School
- Middle School: Alton Central School
- High School: Prospect Mountain High School
- School District: Alton School District SAU #72
- MLS#: 5093583
- Website: https://www.raveis.com
/prop/5093583/16palmlane_alton_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/1/2026Listing courtesy of Maxfield Real Estate/ Alton Phone: 603-875-3128
Listing Agent: Terry Small
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
16 Palm Lane, Alton, NH, 03809
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,281 | $3,410 | $4,484 |
| Total Monthly Payment | $3,810 | $3,939 | $5,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB