3251 Ocean Harbor Drive, Oceanside, NY, 11572 | $990,000

Welcome to 3251 Ocean Harbor Drive, a beautiful place to where comfort, warmth and functionality come together. This lovely home offers 4 bedrooms and 2. 5 bathrooms, providing plenty of room for everyday living, gatherings and making lasting memories. The heart of the home is the beautifully updated eat-in-kitchen, featuring custom cabinetry, granite countertops, and gas cooking. The primary bedroom serves as a peaceful retreat, complete with its own private bathroom for added comfort and privacy. Anderson Sliding glass doors bring you onto a large Trex deck, and ideal space for morning coffee or simply unwinding after a long day or go downstairs to the spacious den with the wood burning fireplace. The backyard's cozy outdoor fireplace creates the perfect gathering spot for relaxing evenings. This home is more than just a house-it's a place to create cherished memories and truly free at home.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Hi Ranch
  • Year Built: 1962
  • Garage: 2-car
  • Heating: Baseboard
  • Cooling: Central Air
  • Approx Sq. Feet: 1,927
  • Acreage: 0.14
  • Est. Taxes: $16,281
  • Elem. School: School 8
  • Middle School: School 9M-Oceanside Middle School
  • High School: School 7-Oceanside Senior Hs
  • School District: Oceanside
  • Appliances: Dishwasher, Gas Oven
  • MLS#: 1003955
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/1003955/3251oceanharbordrive_oceanside_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 516-766-7900

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

3251 Ocean Harbor Drive, Oceanside, NY, 11572

$990,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $792,000 $792,000 $792,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.121% 6.183%
Monthly Tax Payment $1,357 $1,357 $1,357
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,497 $4,748 $6,683
Total Monthly Payment $5,946 $6,197 $8,132

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.