|
64 PENNYPACKER LANE, Palm Coast, FL, 32164 | $399,900
Virtually Staged. Welcome to 64 Pennypacker Lane, where newer construction meets the space, freedom, and Florida lifestyle you've been searching for.
Built in 2023 and offering over 2, 300 square feet, this thoughtfully designed home features 4 bedrooms, 3 full bathrooms, and an open-concept layout that provides the flexibility today's buyers need. Whether you're working from home, hosting guests, or simply enjoying everyday life, there's room for it all.
The spacious kitchen overlooks the main living and dining areas, creating a seamless flow that's perfect for entertaining and bringing people together. The private owner's suite offers a true retreat, complete with a spacious en-suite bath and separate his-and-her walk-in closets, giving everyone the storage space they've been wishing for. The home is further enhanced by a fully paid-off water softener system, offering peace of mind and improved water quality from day one.
Step outside and discover one of the home's standout features. The screened lanai creates the perfect place to enjoy your morning coffee or unwind after a long day, while the extended paver patio offers even more room for grilling, entertaining, relaxing around a fire pit, or enjoying Florida's beautiful weather year-round.
The fully fenced backyard provides privacy, security, and plenty of space for kids, pets, gardening, or simply enjoying your own slice of Florida.
Need room for vehicles, hobbies, tools, or toys? The oversized 28' x 19' three-car garage delivers the storage and flexibility that's becoming harder and harder to find.
And unlike many newer homes, you'll enjoy the freedom of NO HOA and NO CDD fees. Bring the boat, trailer, work truck, or recreational toys and enjoy your property without the added restrictions and monthly fees.
Located in Palm Coast's desirable Belle Terre area, you'll be just minutes from shopping, dining, schools, parks, and everyday conveniences, while only about 20 minutes from the beaches of Flagler Beach and the Atlantic Ocean.
If you've been searching for a newer home that offers space, flexibility, outdoor living, and the freedom to truly enjoy your property, this is one you won't want to miss.
More space. More freedom. More Florida living.
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 2023
- Garage: 3-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,355
- Acreage: 0.24
- Est. Taxes: $4,501
- Elem. School: Belle Terre Elementary
- Middle School: Indian Trails Middle-FC
- High School: Flagler-Palm Coast High
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener
- MLS#: O6416616
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/O6416616/64pennypackerlane_palmcoast_fl?source=qrflyer
Listing courtesy of THE NEWCOMER GROUP Phone: 904-599-5633
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
64 PENNYPACKER LANE, Palm Coast, FL, 32164
$399,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $375 | $375 | $375 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,996 | $2,635 |
| Total Monthly Payment | $2,366 | $2,446 | $3,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388