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Waterfront 4 bedroom + office/den + loft home, built in 2021 with great care. Located just East of Downtown Saint Cloud in a very nice peaceful community. Enjoy the large covered front porch or view it from the front office/den bonus room. Pass by the half bath and extra closet space as you enter the open and spacious family, dining, and kitchen combo with tall ceilings. The kitchen has a gigantic walk in pantry, large sink island, breakfast bar, all stainless steel appliances. The dining has large window to view the serene pond, or walk out from the living room slider to your open lanai and enjoy the water up close. There are two back ponds making the view even more wonderful. First floor has neutral colored tiles throughout. All the bedrooms upstairs are carpeted along with the top of the stairs loft 2nd bonus
room. The large master bedroom has a huge walk in closet, and bathroom with Dual sinks, large walk-in shower with seat, separate toilet room. Upstairs laundry room. 3 car garage tandem style and lots of extra storage space. This Sola Vista Community has a resort-style pool, a cabana,
and right outside the pool area is a nice little playground with about a 100 year old oak tree providing plenty of shade for a nice picnic or play.
This community could be perfect for you, close to shopping and restaurants. All information is deemed reliable but not guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,750
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $2,200 | $2,200 | $2,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $13 | $14 | $18 |
| Total Monthly Payment | $88 | $89 | $93 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.