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Welcome to 97 Fordham Street! Nestled in the heart of the prestigious nautical community known as CITY ISLAND! This absolutely pristine multi-level home is the house that just keeps on giving. Layer upon Layer, Level upon Level, every corner you turn, there's more and more living space! The entryway corridor steps into a cozy living room area, open to the eat-in kitchen with built-in breakfast table, cabinet storage galore, recently installed stainless steel appliances, and a French door entry into your formal dining room and formal living area, with a stained-glass window & marble wood burning fireplace as the cherry on top! Take a trip up the first short staircase to find 2 large bedrooms and 1 beautiful full bath. The next staircase leads again to 2 bedrooms, including your massive primary with walk-in closet, floor to ceiling windows, and another full bath. Step into the secondary bedroom on this level, turn the corner, and you'll find your walk-up entrance into an unfinished storage attic. Back down below, there is a full finished basement with yet another full bathroom & egress to your beautiful, enchanted yard space- with a deck, a patio, a beautiful garden lined lawn area and a magnificent Magnolia tree. Or take another level down below, and you'll find an unfinished cellar with laundry, utilities and plenty more storage space galore. Next, take a short stroll to the beach or to the avenue for some shopping or a fabulous meal at one of the various local restaurants! This home is an absolute gem, and you do not want to miss it! Schedule your showing TODAY!!
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Our Executive Mortgage Banker:
$899,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,999 | $719,999 | $719,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.212% | 6.058% |
| Monthly Tax Payment | $483 | $483 | $483 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,032 | $4,375 | $6,027 |
| Total Monthly Payment | $4,607 | $4,950 | $6,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.