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Secret Cove is a well-established community in the heart of Jacksonville. This well-maintained home offers 4 bedrooms, 2 bathrooms, a flex room, formal dining room, indoor laundry room, and a spacious enclosed Florida room. The open floor plan is highlighted by vaulted ceilings, luxury vinyl plank flooring, and a beautiful wood-burning fireplace that serves as the centerpiece of the living area. The kitchen features stainless steel appliances and overlooks both the living room and breakfast nook, creating a comfortable space for everyday living and entertaining. Situated on a generous 0. 42-acre lot, the oversized backyard offers plenty of room for outdoor activities, gardening, or future enhancements.
THE LIFESTYLE that Secret Cove has to offer is hard to beat! The optional HOA gives members access to the community pool, tennis/pickleball courts, ball field, picnic pavilion, playground and 2 public docks on a 23 Acre freshwater lake. Yes - A Lake on which you can enjoy kayaking, canoeing, paddle boarding and fishing(release). Secret Cove organizes neighborhood events for its residents throughout the year such as 4th of July parade, Christmas Luminary, Halloween festivities, kayaking and fishing tournaments. When it comes to Real Estate LOCATION is the KEY. This home is not only directly on the Hidden Lake but also centrally located near Shops, Restaurants, major Highways, Entertainment and Medical Facilities.
WELCOME HOME!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $567 | $567 | $567 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,295 | $2,420 | $3,182 |
| Total Monthly Payment | $2,937 | $3,062 | $3,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.