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Welcome to 123 Richland Creek Drive in Westminster, SC—an inviting home offering space, flexibility, and accessibility in an established neighborhood setting. Featuring three bedrooms with the potential to easily convert into a four-bedroom home, this property also includes a spacious bonus/recreation room that could serve as a fifth bedroom, home office, media room, or playroom to fit your needs. Designed with comfort and convenience in mind, the home is wheelchair accessible and offers a functional floor plan with generous living spaces throughout. The large walk-in laundry room provides abundant storage and workspace, while the attached two-car garage includes additional room for a workshop, hobby area, or extra storage. Enjoy year-round relaxation in the enclosed all-season sunroom, which opens onto a large back deck overlooking a spacious and inviting backyard—perfect for entertaining, gardening, outdoor gatherings, or simply enjoying the peaceful surroundings. A welcoming covered front porch provides the ideal spot to enjoy your morning coffee or unwind in the evenings. With its versatile layout, accessibility features, and desirable location in a well-established subdivision, this home offers endless possibilities for all stages of life. All of this in a quiet country setting, while being just a quick five minute drive to all the shopping, dining, entertainment, and medical care in Seneca. Take a day trip to one of the nearby lakes. Visit Clemson University, Toccoa Falls, the Blue Ridge Mountains, or Stumphouse Tunnel, all less than a 30 minute drive from your new home. Don't miss the opportunity to make this flexible and well-maintained Westminster property your next home. Schedule your showing today!
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Our Executive Mortgage Banker:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $410 | $410 | $410 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,228 | $2,349 | $3,089 |
| Total Monthly Payment | $2,713 | $2,834 | $3,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.