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Experience waterfront living at its finest in this beautifully renovated coastal retreat, perfectly suited as a year-round residence, weekend escape, or investment property. Nestled along scenic Home Creek with direct access to the Forge River and the Great South Bay, this unique two-story home offers breathtaking water views, low taxes, and an unmatched lifestyle surrounded by nature. The thoughtfully designed layout features a spacious eat-in kitchen, inviting living area, dedicated laundry room, and two generously sized bedrooms. The private primary suite serves as a peaceful sanctuary with panoramic waterfront vistas that create the perfect backdrop to start and end your day. Outside and embrace the waterfront lifestyle. Launch a kayak, paddleboard, or keep your jet skis conveniently parked right in your backyard with direct water access just steps away. Whether you’re entertaining guests, enjoying a quiet sunset, or heading out for a day on the bay, this property offers endless opportunities for recreation and relaxation. Ideally located just moments from Osprey Beach, a neighborhood beach club, and a nearby marina, you’ll also enjoy quick access to the world-famous Smith Point Beach, known for its pristine oceanfront shoreline, surfing, fishing, boating, camping, and outdoor recreation. Commuters and weekend travelers will appreciate the convenient proximity to the Long Island Expressway via William Floyd Parkway, Sunrise Highway, and the nearby Mastic-Shirley LIRR station, providing easy access throughout Long Island and into New York City. The Mastic-Shirley station offers direct rail service on the Montauk Branch, with Manhattan accessible in approximately 2 hours from the area. From boating and fishing to beaches, waterfront dining, parks, and nature preserves, this exceptional property offers the perfect blend of luxury, convenience, and coastal charm in one of Long Island’s most desirable waterfront settings. WILL NOT LAST!!
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Our Executive Mortgage Banker:
$419,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,999 | $335,999 | $335,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.615% | 5.952% |
| Monthly Tax Payment | $546 | $546 | $546 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,042 | $2,122 | $2,790 |
| Total Monthly Payment | $2,663 | $2,743 | $3,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.