11040 126TH TERRACE, Largo, FL, 33778 | $525,000

Under contract-accepting backup offers. SOLAR SAVINGS with solar panels that will be fully paid off at closing make this beautifully maintained 3 bedroom, 2 bathroom home an exceptional opportunity in a desirable Largo location. LISTED BELOW APPRAISAL VALUE, giving you equity from day one. Thoughtfully updated and designed for comfort, functionality, and everyday living, this home offers inviting spaces inside and out while embracing the best of Florida living.
Step inside to a warm and welcoming interior where natural light fills the spacious living and dining areas, creating an inviting atmosphere for relaxing or entertaining. Fresh interior paint and updated flooring throughout provide a refreshed feel, while the practical layout offers comfortable everyday living.
The kitchen is designed with both style and function in mind, featuring beautiful all wood cabinetry, generous cabinet and counter space, and appliances updated between 2018 and 2022. A premium refrigerator and freezer, along with washer and dryer, will convey for added convenience.
The primary suite offers a comfortable retreat with custom California Closets and an en suite bath featuring an updated shower and quality wood cabinetry. Additional bedrooms provide flexibility for guests, hobbies, or a home office.
One of the standout spaces in the home is the spacious sunroom, offering versatile bonus living space perfect for relaxing, entertaining, hobbies, or enjoying your morning coffee. Updated flooring, replaced vinyl windows, and its own mini split system create a comfortable environment to enjoy year round.
Outside, enjoy a generously sized fenced yard designed for both entertaining and everyday enjoyment. Plenty of room for boat and RV parking. Relax on the added back patio, appreciate the convenience of a sprinkler system on well water with timer, and enjoy enhanced curb appeal with refreshed exterior paint, an updated front entry, and a freshly painted driveway. An expanded laundry room adds practical everyday functionality and additional storage space.
Major improvements include a roof and water heater installed in 2016, HVAC system installed in 2016 with an extensive overhaul completed in 2023, updated electrical panel in 2019, hurricane windows in the living room, blown in insulation, updated plumbing valves, and paid off solar panels installed in 2019 for added efficiency and long term savings.
Ideally located near local favorites and outdoor recreation, enjoy easy access to the scenic trails and lake views of Walsingham Park, the natural beauty of Florida Botanical Gardens, and the sandy Gulf shoreline at Indian Rocks Beach. Nearby dining, parks, coffee shops, and the charm of the Largo and Seminole communities complete the lifestyle this location offers.
Whether searching for your next primary residence, seasonal retreat, or investment opportunity, this home offers comfort, convenience, meaningful updates, and an incredible opportunity to enjoy Florida living.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch, Traditional
  • Year Built: 1974
  • Garage: 2-car Driveway, Garage Door Opener, RV Parking
  • Heating: Central, Electric, Solar
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 2,151
  • Acreage: 0.19
  • Est. Taxes: $4,130
  • Lot Desc: Corner Lot, City Lot, Landscaped, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Freezer, Microwave, Range, Refrigerator
  • MLS#: TB8516998
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8516998/11040126thterrace_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/30/2026 1:34:21 AM)
Listing courtesy of LPT REALTY, LLC.   Phone: 877-366-2213

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11040 126TH TERRACE, Largo, FL, 33778

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $344 $344 $344
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,484 $2,620 $3,460
Total Monthly Payment $2,920 $3,056 $3,896

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.