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Thoughtfully custom-designed and inspired by classic New England architecture, this exceptional ranch offers the ease of true one-level living with outstanding opportunities for future expansion. Currently under construction with anticipated completion in September, there is still time to personalize finishes with generous allowances for kitchen cabinetry, appliances, bath fixtures, and tile selections. Set on a private 2-acre lot with room for a pool, this rare custom home features a 3-car garage, durable Hardie Board siding, efficient propane heat, an inviting 11' x 17' covered front porch with Ipe decking, and a spacious 14' x 29' Trex rear deck. Andersen 400 Series windows, extensive moldings, and quality craftsmanship are showcased throughout. The unfinished walk-up second level offers 600+ sq. ft. of easily finished space ideal for a recreation room, home office, guest suite, or family retreat. Additional septic capacity allows for a potential fourth bedroom. The lower level features 8' ceilings and two sets of sliders to the backyard, creating another excellent opportunity for future finished living space. Conveniently located on a country access way, this peaceful setting is just minutes from commuting routes, shopping, dining, and top-rated schools. Built by Sturges Brothers, Ridgefield's renowned multigenerational builder, this home represents a rare opportunity to own a custom residence that combines true one-floor living and timeless New England style.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Main |
| Bedroom 2 | Hardwood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Vaulted Ceiling,Granite Counters,Dining Area,Island,Sliders,Hardwood Floor | Main |
| Family Room | Vaulted Ceiling,Fireplace,Sliders,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Vaulted Ceiling,Full Bath,Walk-In Closet,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,519,200 | $1,519,200 | $1,519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,626 | $9,108 | $12,820 |
| Total Monthly Payment | $8,751 | $9,233 | $12,945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.