20280 SHORELINE RANCH LANE, Umatilla, FL, 32784 | $1,200,000

Pre-Construction. To be built. Experience the Farmhouse floorplan with luxury craftsmanship, and breathtaking natural surroundings with this proposed custom home by Precision Builders of Central Florida. This stunning single-story residence offers 4 bedrooms, 3 bathrooms, a private office, dedicated dining room, oversized laundry room, and an expansive 3-car garage. Inside, soaring ceilings and an open-concept layout create a bright and inviting atmosphere, complemented by high-end finishes, premium appliances, and superior building materials throughout.
One of the home's most remarkable features is its incredible outdoor living space. With more than 1, 000 square feet of covered porches, you'll enjoy stunning views from every direction. The front porch will be overlooking the beautiful Lake Dalhousie, and the rear lanai will offer views of the private pond and conservation area. This seamless connection between indoor and outdoor living makes this floorplan something you cannot replicate in another community.
Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision.
Nestled within the gated community of Shoreline Ranch, this prime homesite offers a rare combination of privacy, space, and lake access. Situated on just under an acre, the property enjoys picturesque views of Lake Dalhousie from the front of the home. What truly sets this lot apart is its exceptional setting: a scenic pond serves as the backdrop to the rear of the property, while conservation land along the right side provides added privacy with no immediate neighbor.
Shoreline Ranch offers residents exclusive access to Lake Dalhousie through a private community boat ramp. This spring-fed, sandy-bottom lake is ideal for boating, fishing, skiing, wakeboarding, and year-round water recreation. Here, you don't have to choose between living in a neighborhood and enjoying a true waterfront lifestyle. You can have both.
Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful country living and everyday convenience.
This is a rare opportunity to create a one-of-a-kind custom home on one of the most desirable homesites in the community. Call today to schedule your private tour.

Features

  • Rooms: 3
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2006
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,010
  • Acreage: 0.9
  • Lot Size: 0
  • Est. Taxes: $1,614
  • HOA Fee: $1,600 Annually
  • Lot Desc: Cul-De-Sac
  • View: Water
  • Water Front: Yes
  • Elem. School: Umatilla Elem
  • Middle School: Umatilla Middle
  • High School: Umatilla High
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Refrigerator
  • MLS#: O6416011
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/O6416011/20280shorelineranchlane_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 12:17:19 PM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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20280 SHORELINE RANCH LANE, Umatilla, FL, 32784

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.121% 6.183%
Monthly Tax Payment $135 $135 $135
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,602 $5,756 $8,101
Total Monthly Payment $5,861 $6,015 $8,360

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.