12 Settlers Trail, Darien, CT, 06820 | $3,295,000

Nestled on a private 1. 4-acre cul-de-sac property in Darien's sought-after Tokeneke school district, this gracious Colonial offers over 5, 700 square feet of living space, exceptional privacy, and effortless indoor-outdoor living. Surrounded by landscaping and an expansive lawn, the home is a true retreat complete with a saltwater pool, patio with built-in grill, and greenhouse. Designed for comfortable daily living and memorable gatherings, the main level features a formal living room with fireplace, a dedicated home office, and French doors that open to a charming sunroom. The spacious, updated kitchen serves as the heart of the home, featuring a sunny breakfast room, and opens to a sitting room with a fireplace and dining room. A light-filled great room seamlessly flows to the outdoor entertaining areas overlooking the property. Upstairs, the primary suite features a walk-in closet and private bath, while additional bedrooms and multiple full baths provide ample accommodations for family and guests. A generous recreation room offers flexible space for a media room, playroom, gym, or office. Outside, enjoy resort-like grounds with a fenced saltwater pool, expansive patio and deck, garden areas, greenhouse, and beautifully maintained landscaping. Set on one of Darien's most desirable streets just moments from town, train, schools, and everything Darien has to offer, this exceptional property presents a rare opportunity to enjoy privacy, convenience, and timeless appeal. Roof is Brand New - 2026. The Greenhouse is complete with cooling, a water supply, and electricity, along with automated vent shutters for the ultimate gardener! Pool has an automated safety cover, fence with automated lock, and an alarm. Home is just minutes to downtown Darien, Metro North, and the new Corbin District development, notably one of the most enjoyable and walkable downtown environments in the region.

Features

  • Rooms: 15
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1967
  • Garage: 3-car Attached Garage,Driveway
  • Heating: Baseboard,Radiant
  • Cooling: Central Air
  • Basement: Crawl Space,Unfinished,Concrete Floor
  • Above Grade Approx. Sq. Feet: 5,777
  • Acreage: 1.4
  • Est. Taxes: $28,086
  • Lot Desc: Fence - Full,Level Lot,On Cul-De-Sac,Professionally Landscaped
  • Elem. School: Tokeneke
  • High School: Darien
  • Pool: Alarm,Safety Fence,Salt Water,In Ground Pool
  • Appliances: Electric Cooktop,Wall Oven,Convection Oven,Microwave,Range Hood,Refrigerator,Freezer,Subzero,Dishwasher,Instant Hot Water Tap,Washer,Electric Dryer
  • MLS#: 24183301
  • Website: https://www.raveis.com
    /mls/24183301/12settlerstrail_darien_ct?source=qrflyer
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Room Information

Type DescriptionLevel
Bedroom 1 Hardwood FloorUpper
Bedroom 2 Upper
Bedroom 3 Upper
Bedroom 4 Upper
Dining Room Hardwood FloorMain
Full Bath Main
Full Bath Upper
Full Bath Upper
Great Room Palladian Window(s),9 ft+ Ceilings,Hardwood FloorMain
Half Bath Main
Kitchen Breakfast Nook,Hardwood FloorMain
Living Room Fireplace,French Doors,Hardwood FloorMain
Office Main
Primary BR Suite Full Bath,Walk-In Closet,Hardwood FloorUpper
Sun Room Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Team AFA - DarienLuxury Properties Specialists

203.256.3264

Al@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

12 Settlers Trail, Darien, CT, 06820

$3,295,000

Team AFA - Darien

Luxury Properties Specialists

William Raveis Real Estate

Phone: 203.256.3264

Al@Raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,636,000 $2,636,000 $2,636,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $2,341 $2,341 $2,341
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $14,556 $15,804 $21,890
Total Monthly Payment $17,021 $18,269 $24,355

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.