5646 TUGHILL DRIVE, Tampa, FL, 33624 | $480,000

Located in the desirable Andover community in Carrollwood, this 3-bedroom, 2-bathroom home combines thoughtful updates with a functional split-bedroom floor plan and inviting living spaces designed for everyday comfort. Inside, vaulted ceilings and luxury vinyl flooring create a bright, open feel throughout the main living areas. The spacious living room flows seamlessly into the dining area and updated kitchen, where quartz countertops, a large center island, and ample workspace make it easy to cook, gather, and entertain. A custom built-in bar adds character and serves as a natural gathering spot when hosting family and friends. The oversized primary suite offers a walk-in closet and private bath, creating a comfortable retreat at the end of the day. Two secondary bedrooms are positioned on the opposite side of the home, providing flexibility for family, guests, or a home office. Step outside to the screened lanai and enjoy a fully fenced backyard filled with mature landscaping and flowering plants that attract hummingbirds and butterflies. Whether enjoying your morning coffee or unwinding in the evening, the outdoor space offers a peaceful extension of the home. Additional features include a 2022 HVAC system, indoor laundry room, two-car garage, low HOA fees, and Flood Zone X designation. Conveniently located near the Veterans Expressway, Tampa International Airport, shopping, dining, parks, and everyday conveniences, this home offers the perfect balance of neighborhood charm and accessibility.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 54 x 131
  • Laundry: Inside, Laundry Room
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,870
  • Acreage: 0.16
  • Lot Size: 54 x 131
  • Est. Taxes: $5,791
  • HOA Fee: $425 Annually
  • Elem. School: Cannella-HB
  • Middle School: Pierce-HB
  • High School: Leto-HB
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: TB8515202
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /prop/TB8515202/5646tughilldrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/14/2026 1:55:16 AM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5646 TUGHILL DRIVE, Tampa, FL, 33624

$480,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $384,000 $384,000 $384,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.697% 6.650% 5.992%
Monthly Tax Payment $483 $483 $483
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,333 $2,427 $3,189
Total Monthly Payment $2,891 $2,985 $3,747

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.