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''Welcome to 418 Rowley Lane, a beautifully upgraded Yates model offering over-the-top space, functionality, and comfort. This impressive 5-bedroom, 3-bath home features a highly desirable floor plan with a guest bedroom and full bath on the main level, plus a private home office and formal dining room accented by elegant coffered ceilings. The spacious gourmet kitchen is a chef's dream, complete with a large island, GE gas cooktop, wall-mounted pot filler, electric wall oven/microwave combination, abundant cabinetry, and plenty of room for casual dining. The kitchen flows seamlessly into the expansive living area and bright sunroom, creating the perfect space for entertaining and everyday living. Upstairs, the luxurious owner's suite serves as a private retreat with a sitting room, dressing area, dual walk-in closets, and a spa-like bath featuring separate vanities, a soaking tub, and a separate shower. Additional sound insulation has been added to the owner's suite for enhanced comfort and privacy. The secondary upstairs bath offers dual sinks and a thoughtfully designed layout with the shower and toilet separated by a privacy door. Additional highlights include a large loft, oversized laundry room with folding station and convenient pass-through access to the owner's closet, walk-in closets throughout, an organization/storage room with a window, upgraded flooring including luxury vinyl plank and ceramic tile, upgraded carpet and padding, enhanced stair railing, upgraded front door, gutters, extra electrical outlets throughout the home--including floor outlets in the office--and numerous additional builder and homeowner upgrades. Step outside to enjoy the patio and peaceful backyard setting with mature trees behind the home and neighboring fenced yards providing added privacy. Residents enjoy fantastic community amenities including a swimming pool and dog park. This exceptional home combines space, thoughtful upgrades, and modern convenience in one outstanding package. "
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Our Executive Mortgage Banker:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,114 | $3,283 | $4,318 |
| Total Monthly Payment | $3,206 | $3,375 | $4,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.