|
Finding a true 4-bedroom home with this much living space, a large pool, and modern updates is becoming increasingly difficult—and that's exactly what makes 12630 Cedar Ridge Drive so special.
From the moment you walk inside, you'll notice how much room this home offers. The layout provides the flexibility today's buyers are looking for, whether you need extra bedrooms for family, a home office, guest space, or simply room to spread out. The recent renovations give the home a fresh, modern feel while still maintaining the warmth and comfort that make a house feel like home.
The heart of the property is the backyard. The oversized pool creates a private setting that's perfect for relaxing after work, entertaining friends, or enjoying Florida's year-round sunshine. Unlike many homes where the pool feels like an afterthought, this outdoor space was clearly designed to be enjoyed and become part of everyday life.
One of the things that stands out about this property is its versatility. The spacious floor plan and outdoor amenities make it ideal as a primary residence, a seasonal retreat, or even a future short-term rental opportunity if desired.
Conveniently located near shopping, restaurants, golf courses, parks, marinas, and the Gulf Coast, this home offers the lifestyle that attracts people to Florida in the first place.
If you've been searching for a move-in-ready home with four true bedrooms, generous living space, and a pool large enough to actually enjoy, this is a property that deserves a closer look.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $350 | $350 | $350 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,747 | $2,306 |
| Total Monthly Payment | $2,081 | $2,172 | $2,731 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.