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2BR/2BA home in Baywood Village, Palm Harbor. Fully renovated. Golf cart community.
Renovated from top to bottom, and the flexibility of a golf-cart-friendly community make this 2-bedroom, 2-bathroom home a standout opportunity in Baywood Village, one of Palm Harbor's sought-after neighborhoods. Offering 1, 396 square feet of living space on a . 18-acre lot, this move-in-ready residence combines modern updates with the character of classic Florida living. With no HOA restrictions and no leasing restrictions, the property may appeal to buyers seeking a primary residence, seasonal retreat, or investment property.
Inside, nearly every surface and system has been updated. The redesigned kitchen features custom soft-close cabinetry, quartz countertops, an LG appliance suite, a Bosch Home Connect dishwasher, black hardware throughout, and an open-concept layout that connects seamlessly to the living and dining areas. The spacious primary suite includes a renovated en-suite bathroom with a custom tiled shower, designer vanity, and walk-in closet ready for customization. A generously sized guest bedroom, additional storage closets, updated flooring, fresh interior paint, new doors, and upgraded molding continue the home's comprehensive renovation.
The Florida room adds warmth and personality with a blend of Old Florida charm with modern finishes. Whether entertaining guests or enjoying a quiet evening at home, this flexible living space offers year-round enjoyment.
Major improvements provide added peace of mind, including a roof replaced in 2022, flat roof replaced in 2020, Trane HVAC system installed in 2024, water heater replaced in 2024, front yard irrigation, gutters, smart security cameras and lights, fresh exterior paint, and a new hurricane-rated garage door. The home benefits from extensive documented updates.
Outside, the large backyard creates an ideal setting to enjoy tranquil wildlife views. In the front-yard the new sod and landscaping enhance curb appeal while providing a fresh outdoor environment for relaxation, gardening, or future customization.
Baywood Village is known for its golf-cart-friendly atmosphere, and active community lifestyle. Residents enjoy access to a clubhouse, playground, community events, golf cart parades, fishing tournaments, chili cook-offs, and planned recreational amenities. The location places you close to Honeymoon Island, Fred Howard Park, Sunset Beach, Wall Springs Park, the Pinellas Trail, Innisbrook Golf Resort, shopping, dining, and everyday conveniences. Tampa International Airport and St. Pete-Clearwater International Airport are also easily accessible.
Fully renovated, move-in ready, with exceptional flexibility, this Palm Harbor property presents a rare opportunity to own in one of the area's hidden gem neighborhoods.
Room sizes are approximate – Buyer must verify.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,920 | $375,920 | $375,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,224 | $2,345 | $3,097 |
| Total Monthly Payment | $2,714 | $2,835 | $3,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.