381 WESTWINDS DRIVE, Palm Harbor, FL, 34683 | $469,900

2BR/2BA home in Baywood Village, Palm Harbor. Fully renovated. Golf cart community.

Renovated from top to bottom, and the flexibility of a golf-cart-friendly community make this 2-bedroom, 2-bathroom home a standout opportunity in Baywood Village, one of Palm Harbor's sought-after neighborhoods. Offering 1, 396 square feet of living space on a . 18-acre lot, this move-in-ready residence combines modern updates with the character of classic Florida living. With no HOA restrictions and no leasing restrictions, the property may appeal to buyers seeking a primary residence, seasonal retreat, or investment property.

Inside, nearly every surface and system has been updated. The redesigned kitchen features custom soft-close cabinetry, quartz countertops, an LG appliance suite, a Bosch Home Connect dishwasher, black hardware throughout, and an open-concept layout that connects seamlessly to the living and dining areas. The spacious primary suite includes a renovated en-suite bathroom with a custom tiled shower, designer vanity, and walk-in closet ready for customization. A generously sized guest bedroom, additional storage closets, updated flooring, fresh interior paint, new doors, and upgraded molding continue the home's comprehensive renovation.

The Florida room adds warmth and personality with a blend of Old Florida charm with modern finishes. Whether entertaining guests or enjoying a quiet evening at home, this flexible living space offers year-round enjoyment.

Major improvements provide added peace of mind, including a roof replaced in 2022, flat roof replaced in 2020, Trane HVAC system installed in 2024, water heater replaced in 2024, front yard irrigation, gutters, smart security cameras and lights, fresh exterior paint, and a new hurricane-rated garage door. The home benefits from extensive documented updates.

Outside, the large backyard creates an ideal setting to enjoy tranquil wildlife views. In the front-yard the new sod and landscaping enhance curb appeal while providing a fresh outdoor environment for relaxation, gardening, or future customization.

Baywood Village is known for its golf-cart-friendly atmosphere, and active community lifestyle. Residents enjoy access to a clubhouse, playground, community events, golf cart parades, fishing tournaments, chili cook-offs, and planned recreational amenities. The location places you close to Honeymoon Island, Fred Howard Park, Sunset Beach, Wall Springs Park, the Pinellas Trail, Innisbrook Golf Resort, shopping, dining, and everyday conveniences. Tampa International Airport and St. Pete-Clearwater International Airport are also easily accessible.

Fully renovated, move-in ready, with exceptional flexibility, this Palm Harbor property presents a rare opportunity to own in one of the area's hidden gem neighborhoods.

Room sizes are approximate – Buyer must verify.
PLEASE CLICK VIRTUAL TOUR LINK.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 70 x 109
  • Laundry: In Garage
  • Year Built: 1970
  • Garage: 1-car Driveway, Garage Door Opener, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,396
  • Acreage: 0.18
  • Lot Size: 70 x 109
  • Est. Taxes: $4,980
  • HOA Fee: $60 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8516559
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/TB8516559/381westwindsdrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 6:47:08 PM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

381 WESTWINDS DRIVE, Palm Harbor, FL, 34683

$469,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $375,920 $375,920 $375,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.230% 6.512% 5.866%
Monthly Tax Payment $415 $415 $415
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,224 $2,345 $3,097
Total Monthly Payment $2,714 $2,835 $3,587

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.