|
Showcasing modern farmhouse-inspired curb appeal, this newly constructed home features a welcoming covered front porch, cultured stone accents, designer exterior lighting, and striking black Pella windows that create a timeless yet contemporary aesthetic. Built with quality and efficiency in mind, the home offers 2x6 construction, extensive insulation, two-zone gas heat and central air conditioning, and thoughtful craftsmanship throughout. Wide-plank hardwood flooring, an open and inviting layout, and abundant natural light create warm and comfortable living spaces. The spacious primary suite features a tray ceiling, dual closets, and a beautifully appointed ensuite bath. A second-floor laundry room adds everyday convenience, while the stand-up attic provides exceptional storage space rarely found in today's new construction homes. Additional storage is available in the full 4-foot concrete crawl space. The fully sheetrocked two-car garage is equipped for EV charging. The interior is complete and move-in ready, with only final exterior landscaping remaining. Designed for today's lifestyle while emphasizing quality construction, energy efficiency, and attention to detail, this is an exceptional opportunity to own a brand-new home in East Islip. Buyer to Pay Transfer Tax.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,108,000 | $1,108,000 | $1,108,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,118 | $6,643 | $9,201 |
| Total Monthly Payment | $6,243 | $6,768 | $9,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.