521 RUTILE Drive, Ponte Vedra Beach, FL, 32082 | $4,075,000

Located in highly sought-after Old Ponte Vedra Beach, this charming 5-bedroom, 4. 5-bath pool home offers a rare opportunity just one block from the ocean and within close proximity to the Ponte Vedra Inn & Club and The Lodge & Club Ponte Vedra Beach. Set on an expansive almost half-acre lagoon-front lot with 125 feet of water frontage, the property combines timeless coastal appeal with an exceptional location--perfect for enjoying ocean breezes, the sound of the waves, and easy access to the area's premier beach clubs.

The open-concept interior is filled with natural light and features a beautifully remodeled kitchen, rich wood flooring, and seamless flow between the main living areas. The kitchen is anchored by a 12-foot island and equipped with high-end appliances, including a GE Monogram refrigerator and freezer towers, Wolf convection oven/microwave, Wolf gas range with griddle, Bosch dishwasher, wine cooler, and a dedicated coffee station. The adjoining dining and family room overlooks the lagoon, while triple-stacking sliders and screened front doors create effortless indoor-outdoor living and inviting cross breezes. The flexible floor plan includes a downstairs bedroom or office with a full bath nearby, a spacious mudroom, and an oversized laundry room. The primary suite serves as a private retreat with vaulted ceilings, dual custom walk-in closets, a fully renovated spa-style bath, and direct access to the outdoor living areas. Upstairs, three additional bedrooms and two baths provide ample space for family or guests. The outdoor living space is a true highlight, designed for both relaxation and entertaining. Enjoy a saltwater heated pool and spa, travertine decking, and a covered lanai featuring a summer kitchen w/ a brand new ice maker, automatic screens, and a striking gas fireplace framed by pecky cypress beam details. A dedicated pool bath and private outdoor shower add convenience, while the grandfathered dock along the lagoon enhances the waterfront lifestyle and offers a rare connection to the natural setting. Additional features include motorized shades, plantation shutters, a whole-house water softener system, filtered water at the kitchen sink, and a two-car garage. A rare offering in Old Ponte Vedra, combining walkability to the beach and private clubs with a premier lagoon-front setting and exceptional outdoor living. Sq. Footage may vary from tax roll per sellers- the 5th bedroom/flex room was enclosed. Buyer to verify sq. footage. Ask about Preferred Membership Initiation Fee pricing and waitlists for Ponte Vedra Inn & Club, The Lodge & Club, Epping Forest Yacht and Country Club and The River Club available exclusively through Ponte Vedra Club Realty!

Features

  • Bedrooms: 5
  • Baths: 4 full / 2 half
  • Laundry: Lower Level
  • Style: Cottage, Traditional
  • Year Built: 1973
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,800
  • Acreage: 0.47
  • Est. Taxes: $26,255
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • View: Water
  • Water Front: Yes
  • Elem. School: Ponte Vedra Rawlings
  • Middle School: Alice B. Landrum
  • High School: Ponte Vedra
  • Pool: In Ground, Fenced, Heated, Salt Water
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Gas Range, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
  • MLS#: 2138874
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /eprop/2138874/521rutiledrive_pontevedrabeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of PONTE VEDRA CLUB REALTY, INC.

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521 RUTILE Drive, Ponte Vedra Beach, FL, 32082

$4,075,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,260,000 $3,260,000 $3,260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $2,188 $2,188 $2,188
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $19,024 $19,545 $27,510
Total Monthly Payment $21,337 $21,858 $29,823

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.