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LIVING THE COUNTRY LIFE IN NORTH CENTRAL FLORIDA
More room than you can imagine in this 2, 115 sqft quality-built Jacobson Modular Home on almost 5 partially wooded acres. Want some Country Living away from the busy life of the congested cities, where wildlife is your neighbor? This still like-new (2022) split floor plan home has 9-foot ceilings with lots of natural lighting. The home has a full-width, huge family room (currently used as a craft room) plus a large living room with bay window and dining room combination. The primary bedroom has a spacious walk-in closet with two accesses to its bathroom. The kitchen is very spacious, even has a hidden walk-in pantry. Appliances will all be staying with the home. A new 140 ft well was just installed in March 2026. The property is partially cleared and overlooks a large open area where all types of wildlife may wander up to see what you're up to. It's just beautiful out here, and the location is an easy commute to Palatka, St. Augustine, The Beaches, Gainesville, and Middleburg Florida. Just down the road piece are Florahome, Keystone Heights, and especially Historic Melrose, where you'll find a one light town that has cultural activities, several restaurants, art galleries, doctors, shopping, and music events including art walks on the first Friday of every month. Plus, right in town 6, 000 acre Santa Fe Lake for all your water recreational activities. Even 1 mile away is rails to trails. Come see it all soon. Easy to show. Note: Seller may consider selling his next door3/2 MH with several buildings also. Great for more family or a rental.
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Our Executive Mortgage Banker:
Our Insurance Division:
$334,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $267,920 | $267,920 | $267,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $494 | $494 | $494 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,605 | $1,692 | $2,225 |
| Total Monthly Payment | $2,174 | $2,261 | $2,794 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.