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Rare opportunity ASSUMABLE VA mortgage with an incredible 4. 375% interest rate for qualified buyers -- a potential game changer in today's market. Welcome to this beautifully upgraded Plummer Creek home, where thoughtful design, custom finishes, and exceptional attention to detail create the perfect blend of comfort and style. Offering 4 bedrooms, 3 bathrooms, and a 3-car garage, this single-story home provides spacious living with upgrades at every turn. At the heart of the home is a stunning gourmet kitchen featuring extended cabinetry, beautiful countertops, a custom oversized island, designer lighting, and upgraded finishes that make both everyday living and entertaining a delight. The open-concept layout flows seamlessly into the family room, where wood beams accent the tray ceiling and a striking electric fireplace is surrounded by custom built-ins, creating a warm and inviting focal point. The owner's retreat is a true sanctuary, complete with elegant coffered ceilings, bay windows that fill the space with natural light, and a spacious en-suite bath. Additional bedrooms and bathrooms offer flexibility for family, guests, a home office, or multi-generational living. Designed for both comfort and convenience, this home features pocketing sliding glass doors that create seamless indoor-outdoor living, dual water heaters, a whole-home water softener, wrap-around gutters, and attic access with pull-down stairs for additional storage. Step outside to enjoy Florida living at its finest. The screened lanai opens to an extended paver patio overlooking the fully fenced backyard, providing plenty of space for relaxing, entertaining, or enjoying peaceful evenings outdoors. Located in the highly sought-after Plummer Creek community, residents enjoy neighborhood amenities while benefiting from a low HOA and no CDD fees. Conveniently situated with easy access to I-95, this location offers an easy commute to Jacksonville, Kings Bay, Amelia Island, local beaches, shopping, dining, and major employers. Combining luxurious upgrades, thoughtful functionality, and an unbeatable location, this move-in-ready home offers the perfect opportunity to enjoy all that Plummer Creek has to offer.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $527 | $527 | $527 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,503 | $2,640 | $3,486 |
| Total Monthly Payment | $3,122 | $3,259 | $4,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.