1564 CYPRESS WOODS CIRCLE, St. Cloud, FL, 34772 | $348,000

Enjoy the freedom and flexibility homeowners desire with no HOA! No CDD! Located within minutes from the Saint Cloud Golf Course. Welcome to this charming, established home nestled beneath majestic oak trees, offering the perfect setting to enjoy Florida's warm, sunny weather. A beautiful leaded glass front door welcomes you inside, where a spacious foyer, a convenient coat closet, and vaulted ceilings set the stage. This well-designed home features 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a second gathering area, home office, fitness room, homeschool space, playroom, or hobby room. The kitchen offers 42-inch cabinetry, tile backsplash, stainless steel appliances to include a stand alone double oven, pantry, and a breakfast bar for an afternoon snack. It overlooks the dining area, creating an ideal space for everyday living and entertaining. Buyers will appreciate the opportunity to reimagine the layout by opening the kitchen to create the popular open-concept design many homeowners seek today. The dining area flows into the living room, while sliding glass doors from both the dining and bonus rooms lead to a covered porch, providing seamless indoor-outdoor living. The spacious primary suite features decorative molding, accent canister lighting, ceiling fan, and ceramic tile flooring enhanced with decorative tile accents. The ensuite bathroom offers dual sinks and a pocket door leading to a stylish tub/shower combination with beautiful tilework and built-in shelving. Two secondary bedrooms feature laminate flooring, ceiling fans, and share an updated bathroom with a modern vanity and tiled shower. Step outside to enjoy the fenced backyard shaded by mature oak trees, creating a peaceful retreat for relaxing, gardening, pets, or outdoor gatherings. Additional highlights include recently painted interior walls, crown molding in several rooms, a linen closet for extra storage, and a location that is hard to beat. Conveniently situated near grocery stores, restaurants, churches, shopping, Orlando Health St. Cloud Hospital, medical facilities, and the Florida Turnpike.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage, Washer Hookup
  • Year Built: 1991
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,408
  • Acreage: 0.23
  • Est. Taxes: $5,092
  • Lot Desc: In County, Landscaped, Near Golf Course, Sidewalk
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5151637
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/S5151637/1564cypresswoodscircle_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/21/2026 3:36:20 AM)
Listing courtesy of CORCORAN CONNECT LLC   Phone: 407-953-9118

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1564 CYPRESS WOODS CIRCLE, St. Cloud, FL, 34772

$348,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $278,400 $278,400 $278,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.603% 5.952%
Monthly Tax Payment $424 $424 $424
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,667 $1,758 $2,312
Total Monthly Payment $2,166 $2,257 $2,811

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.