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Enjoy the freedom and flexibility homeowners desire with no HOA! No CDD! Located within minutes from the Saint Cloud Golf Course. Welcome to this charming, established home nestled beneath majestic oak trees, offering the perfect setting to enjoy Florida's warm, sunny weather. A beautiful leaded glass front door welcomes you inside, where a spacious foyer, a convenient coat closet, and vaulted ceilings set the stage. This well-designed home features 3 bedrooms, 2 bathrooms, and a versatile bonus room that can easily serve as a second gathering area, home office, fitness room, homeschool space, playroom, or hobby room. The kitchen offers 42-inch cabinetry, tile backsplash, stainless steel appliances to include a stand alone double oven, pantry, and a breakfast bar for an afternoon snack. It overlooks the dining area, creating an ideal space for everyday living and entertaining. Buyers will appreciate the opportunity to reimagine the layout by opening the kitchen to create the popular open-concept design many homeowners seek today. The dining area flows into the living room, while sliding glass doors from both the dining and bonus rooms lead to a covered porch, providing seamless indoor-outdoor living. The spacious primary suite features decorative molding, accent canister lighting, ceiling fan, and ceramic tile flooring enhanced with decorative tile accents. The ensuite bathroom offers dual sinks and a pocket door leading to a stylish tub/shower combination with beautiful tilework and built-in shelving. Two secondary bedrooms feature laminate flooring, ceiling fans, and share an updated bathroom with a modern vanity and tiled shower. Step outside to enjoy the fenced backyard shaded by mature oak trees, creating a peaceful retreat for relaxing, gardening, pets, or outdoor gatherings. Additional highlights include recently painted interior walls, crown molding in several rooms, a linen closet for extra storage, and a location that is hard to beat. Conveniently situated near grocery stores, restaurants, churches, shopping, Orlando Health St. Cloud Hospital, medical facilities, and the Florida Turnpike.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$348,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $278,400 | $278,400 | $278,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $424 | $424 | $424 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,667 | $1,758 | $2,312 |
| Total Monthly Payment | $2,166 | $2,257 | $2,811 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.