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Wake up to peaceful water views, stroll to the beach in minutes, and take a boat cruise to the Gulf with no drawbridges from your own backyard. Welcome to 819 Bay Esplanade, where timeless Old Florida charm meets beautifully reimagined coastal living on the coveted north end of Clearwater Beach. Nestled along the Mandalay Channel in one of the island's most desirable waterfront neighborhoods, this exceptional 3-bedroom, 3-bath residence offers the perfect balance of tranquility and convenience. Enjoy the quiet, relaxed atmosphere that has made North Beach so sought after, while remaining just minutes from Clearwater Beach's renowned restaurants, rooftop bars, boutique shopping, marina, and entertainment. Better yet, this golf cart-friendly community is where mornings begin with sunrise over the Mandalay Channel and evenings end with a short golf cart ride to dinner on Clearwater Beach. Thoughtfully transformed from top to bottom in 2025, the home blends authentic coastal character with sophisticated modern updates. Soaring vaulted ceilings with exposed wood beams, expansive windows, crisp white interiors, designer lighting, and beautiful water views from nearly every room create an atmosphere that is both refined and welcoming. The stunning chef's kitchen has been completely reimagined with custom white cabinetry, granite countertops, stainless steel appliances, designer tile backsplash, generous storage, and an oversized breakfast bar that seamlessly anchors the open-concept living and dining spaces. The first-floor primary suite offers a true waterfront retreat with French doors opening directly to the backyard, inviting in gentle coastal breezes and tranquil water views. Beautifully renovated bathrooms and thoughtfully designed guest accommodations continue the home's timeless aesthetic, while upstairs you'll find additional bedrooms, a flexible loft, and an expansive east-facing balcony where spectacular sunrises over the Mandalay Channel become part of your daily routine. Outside, you'll discover what makes this property truly unforgettable. Designed for both relaxation and recreation, the backyard feels like your own private waterfront escape with lush maintenance-free turf, a sandy beach complete with a hammock beneath the palms, an outdoor shower, and multiple spaces to entertain or simply unwind while watching boats drift by. Spend your afternoons fishing from your dock, launching a paddleboard or kayak from your backyard, or enjoying a sunset cruise with family and friends. For boating enthusiasts, the amenities are exceptional. A newer seawall, composite dock with power, floating dock, and 10K boat lift provide everything needed to fully embrace the waterfront lifestyle. With no drawbridges between your dock and the Gulf and approximately a 15-minute boat ride to Caladesi Island, spontaneous days on the water become part of everyday life. Furniture may be available separately, creating a rare turnkey opportunity for buyers seeking an effortless transition into one of Clearwater Beach's most desirable waterfront addresses. Combining timeless Old Florida architecture, extensive modern renovations, outstanding boating amenities, a golf cart-friendly lifestyle, and an unbeatable location just steps from the beach, 819 Bay Esplanade is more than a homeāit's the kind of place where memories are made for generations and every day feels like a permanent vacation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,560,000 | $1,560,000 | $1,560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.263% | 6.121% | 6.183% |
| Monthly Tax Payment | $2,482 | $2,482 | $2,482 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,104 | $9,353 | $13,164 |
| Total Monthly Payment | $11,711 | $11,960 | $15,771 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.