418 Saint Paul Street, Burlington, VT, 05401 | $649,000

A classic Colonial where original character and modern comfort live side by side. Natural light pours through nearly all-new windows, highlighting the character that makes older homes so appealing. Refinished oak hardwood floors, cast iron radiators, thoughtful built-ins, and a delightfully retro bath create warmth and personality that's hard to find. The renovated kitchen strikes the perfect balance between timeless and current, with updated cabinetry, new appliances, and space designed for both everyday living and entertaining. Behind the scenes, major investments have already been made, including a new roof and skylight, upgraded 200-amp electrical service, whole-home rewiring, new basement water lines, mini-split heat pumps, and a Level 2 EV charger. The home's layout offers flexibility for the way people live today. A convenient half bath brings the home to 1. 5 bathrooms, while the finished third floor is ready to become a home office, guest retreat, creative studio, workout space, or cozy escape. Outside, life naturally spills into the fresh air. Host summer dinners on the beautiful stone patio, sip your morning coffee on the charming side porch, or gather with friends in outdoor spaces that feel like an extension of the home. And then there's the location. Perfectly positioned between Downtown Burlington and the South End, you're moments from local restaurants, coffee shops, breweries, the Burlington Bike Path, Lake Champlain, and some of the city's most vibrant arts and maker communities. The garage is a rare and valuable bonus in this neighborhood. Classic character. Modern updates. Incredible natural light. Thoughtfully improved and beautifully maintained, this is a home that feels as good as it looks and is ready for its next chapter.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Colonial
  • Year Built: 1935
  • Garage: 1-car Garage
  • Heating: Natural Gas,Electric,Heat Pump,Radiant
  • Cooling: Mini Split
  • Basement: Crawl Space,Full,Partially Finished,Interior Stairs,Storage Space
  • Approx Sq. Feet: 1,592
  • Acreage: 0.08
  • Lot Desc: City Lot,Curbing,Landscaped,Sidewalks,In Town,Near Shopping,Near Public Transport,Near School(s)
  • High School: Burlington High School
  • School District: Burlington School District
  • MLS#: 5093695
  • Website: https://www.raveis.com
    /prop/5093695/418saintpaulstreet_burlington_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/16/2026
Listing courtesy of Element Real Estate   Phone: 802-497-2575
Listing Agent: Jessica Bridge

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

418 Saint Paul Street, Burlington, VT, 05401

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,155 $3,278 $4,311
Total Monthly Payment $3,247 $3,370 $4,403

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.