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MULTIPLE OFFER SITUATION. HIGHEST & BEST DUE BY 12 PM ON 6/15/26. Great opportunity awaits the discerning buyer who can visualize the creation of their own personalizations in their new home. Fresh paint and new flooring alone will transform this property into a home! And the most expensive ticket items - roof and A/C - are already taken care of for you! Roof is from July 2023 ad HVAC system is from May 2024! Don't let cosmetics keep you from making a smart investment! Especially since the seller graciously priced the home below retail value so you can do so without over improving for the neighborhood. This is a 2 bed, 2 bath split design home with 2 living areas and a huge, covered rear porch. Your home sits in an "X" flood zone, so flood insurance is optional but not required. Highland Lakes is in Palm Harbor’s premier 55+ golf community where residents enjoy an unparalleled country club lifestyle for a fraction of the cost. You will love this vibrant, amenity rich and golf cart friendly community offering free and unlimited golf on 3 private 9 hole courses, a temperature controlled pool at the main clubhouse, many social events and entertainment, countless clubs, fitness classes, tennis and pickleball courts, shuffleboard, bocce ball, walking paths, ceramics and woodworking facilities and more. Additionally, there is also a lakefront clubhouse featuring another pool, pontoon boats, fishing deck, and free RV/boat storage. All of this for only $164 a month HOA fee! And your new home is literally 5 doors away from the main clubhouse, so you can walk, bike, or hop in your golf cart to embrace all of these amazing new adventures on a daily basis! You'll also come to appreciate the easy access to award winning Gulf Beaches, dining, shopping, banking, medical facilities, and two international airports both within a 30 minute drive. Make this your next year round residence or a truly memorable vacation home until you're ready to retire and start living every day as if you're on a permanent vacation! Call to schedule your showing today! Information contained herein and room measurements are to be verified by buyer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $128 | $128 | $128 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,509 | $1,572 | $2,076 |
| Total Monthly Payment | $1,712 | $1,775 | $2,279 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.