235 ANN RUSTIN DRIVE, Ormond Beach, FL, 32176 | $699,000

Live Where Others Vacation – Walk to the Beach, Watch the Sun Rise & Sun Set, and Enjoy the Ultimate Ormond Beach Lifestyle!
Imagine waking each morning to the gentle ocean breeze, taking a short stroll to the sandy shores of the Atlantic, and ending your day watching spectacular sunsets over the Intracoastal Waterway. Welcome to your own slice of paradise in highly desirable Ormond Beach —one of Florida's most cherished beachside communities.
Beautifully maintained No HOA neighborhood, this rare and spacious 3-bedroom/2-bath/2 car garage + Bonus room home with over 3, 000 square feet of living space offers the perfect blend of comfort, freedom, and coastal charm. Here, neighbors become friends, golf carts are a way of life, and every day feels like a vacation.
From the moment you step inside, you'll appreciate the soaring ceilings, bright open spaces, and inviting floor plan designed for gathering family and friends. The heart of the home is the beautifully updated kitchen featuring a large center island, new stainless-steel appliances, and an open-concept design that flows effortlessly into the living and entertaining areas.
The current owners have lovingly cared for this home and invested over $70, 000 in recent improvements, including a new roof (2022), new flooring (2024), new kitchen appliances with induction stoves (2022), new patio (2023), outdoor shower (2023), and new HVAC system (2024)—allowing you to focus on enjoying the lifestyle rather than worrying about maintenance.
Step outside and discover a backyard made for coastal living. The mostly fenced yard offers privacy for pets, family gatherings, and evenings under the stars. After a day at the beach, rinse off in the outdoor shower before relaxing on the patio with your favorite drink.
Life here is about more than just a home—it's about the experience. Spend your mornings walking the no-drive beach collecting seashells, your afternoons kayaking, boating, paddleboarding, or fishing, and your evenings enjoying live music at nearby local restaurants. Watch dolphins and manatees glide through the nearby waters, join neighbors for holiday celebrations and community gatherings, and enjoy front-row views of NASA rocket launches right from your backyard or the beach.
Perfectly positioned between the Atlantic Ocean and the Intracoastal Waterway, you'll enjoy the best of both worlds while remaining just a short drive from the excitement of Orlando, the history of St. Augustine, and the wonder of Kennedy Space Center.
Whether you're searching for a full-time residence, a vacation getaway, or an investment opportunity, this exceptional coastal retreat offers something increasingly rare—space, value, location, and a true beachside lifestyle.
Come see why so many dream of living here. One visit, and you'll understand why it's so hard to leave.
All information is deemed to be correct and true but is not guaranteed. Buyers and buyer's agents should verify all information. Use AS-IS contract with proof of funds or pre-approval letter. Furnishings are negotiable.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 102 x 110
  • Laundry: Laundry Room
  • Style: Coastal, Contemporary, Florida, Patio
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,060
  • Acreage: 0.26
  • Lot Size: 102 x 110
  • Est. Taxes: $8,044
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: O6416269
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/O6416269/235annrustindrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/17/2026 3:07:31 AM)
Listing courtesy of YOUNG REAL ESTATE   Phone: 407-904-0069

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

235 ANN RUSTIN DRIVE, Ormond Beach, FL, 32176

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.524% 5.846%
Monthly Tax Payment $670 $670 $670
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,308 $3,489 $4,606
Total Monthly Payment $4,070 $4,251 $5,368

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.