220 COLDEWAY DRIVE, #214, Punta Gorda, FL, 33950 | $274,900

Under contract-accepting backup offers. Immaculate Furnished Waterfront Condo with Deeded Dock & Lift – Walk to Fishermen’s Village! Experience the best of Florida waterfront living in this beautifully updated first-floor furnished condo located in the serene Harbor Point community. Offering 2 bedrooms, 2 bathrooms and a desirable split-bedroom floor plan, this home is designed for both comfort and convenience. The open and bright living and dining areas create an inviting atmosphere, while the kitchen features a breakfast bar and cozy dining nook, perfect for casual meals. An inside laundry room adds everyday convenience and the screened lanai provides relaxing waterfront views where you can enjoy your morning coffee or evening sunsets. Boating enthusiasts will appreciate the deeded dock (#214) complete with boat lift which offers direct access to Charlotte Harbor within minutes — providing some of the finest boating and fishing opportunities in Southwest Florida. Plus, you're just a 5-minute walk to Fishermen’s Village, where waterfront dining, boutique shopping and entertainment await. The sellers have invested extensively in upgrades including new kitchen, new primary bedroom updates, new second bathroom, new Coretec driftwood flooring (approximately 1 year old), new hurricane-impact windows, new hurricane storm shutters and no-see-um screens on the lanai, new storm doors on both the lanai and front entrance, washer and dryer (approximately 1 year old), new guest bedroom mattress, newer A/C system and water heater and new metal roof on both the condominium building and carport. The monthly HOA fee is only $360, with annual association insurance premiums currently billed separately (approximately $2, 522 in March and an estimated $3, 008 in September).
Move right in and start enjoying the Florida waterfront lifestyle you've been dreaming of. This exceptional property won't last long — schedule your private showing today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: B-104 HARBOR POINT PH 02
  • Year Built: 1988
  • Common Charge: $360 Monthly
  • Approx Sq. Feet: 1,120
  • Acreage: 0.04
  • Est. Taxes: $3,898
  • View: Water
  • Water Front: Yes
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7527056
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/C7527056/220coldewaydrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/2/2026 2:05:45 AM)
Listing courtesy of RE/MAX ALLIANCE GROUP   Phone: 941-639-1376

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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220 COLDEWAY DRIVE, #214, Punta Gorda, FL, 33950

$274,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $219,920 $219,920 $219,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.640% 5.972%
Monthly Tax Payment $325 $325 $325
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,336 $1,389 $1,826
Total Monthly Payment $1,736 $1,789 $2,226

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.