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Virtually Staged. Wake up to the river with coffee in hand — watch the dolphins play and the boats roll by from your private deck. This Lambert Avenue retreat brings a coastal vibe throughout, with ocean-inspired tones that blur the line between indoors and out, all wrapped around nearly 3, 880 sq ft of true multigenerational living on the water.
Set on almost half an acre, the property offers space and privacy rarely found this close to the water — room for a future pool, garden, or simply to spread out and enjoy the river breeze under mature trees.
Second Floor: this primary living space spans approx 2, 700 sq ft with 4 bedrooms, 2 bathrooms, an open layout with media room, and a huge sunroom with a wall of sliding doors opening to a sprawling covered deck with unobstructed Matanzas River views — the kind of space where mornings start with coffee and sunsets end with a glass of wine. The kitchen is outfitted with LG appliances, shaker cabinets, quartz countertops, a designer tile backsplash, and a coffee bar with a full wall of designer tile and shelving for all your coffee condiments. The bathrooms feature floor-to-ceiling tile, wood vanity sinks, and a rainfall shower head for a spa-like experience at home.
First Floor: with its own private entrance, a 2-bedroom, 1-bath in-law suite continues that same coastal style — full kitchen, dining, living room, full bath, and river views — perfect for extended family, guests, or long-term tenant income.
A third bonus 1-bedroom suite with its own sunroom offers incredible upside — fully plumbed for a kitchenette and bath, ready to become a third living space, studio, home office, or guest retreat.
Move-in ready from top to bottom: new roof, three HVAC systems, water heater, Hardie board siding, concrete driveway, windows and doors, and dramatic 24-foot sliding glass doors. With 81 feet of direct river frontage, a transferable dock permit, riparian rights, a 3-car garage with half bath, and no HOA — this is rare value for this level of finish on Lambert Avenue. Launch a kayak at sunrise, fish off your own backyard, or simply sit back and watch the river change with the tides. Just minutes from downtown Flagler Beach's shops, restaurants, and pier. Homes like this don't come up often. Schedule your private showing today.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $999,920 | $999,920 | $999,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.110% | 6.097% |
| Monthly Tax Payment | $489 | $489 | $489 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,915 | $5,995 | $8,371 |
| Total Monthly Payment | $6,529 | $6,609 | $8,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.