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Welcome to 82 Jennifer Circle, a beautifully updated pool home in the highly sought-after coastal community of Ponce Inlet, known for its pristine no-drive beaches, world-famous lighthouse, boating, fishing, waterfront dining, nature preserves, and relaxed Florida lifestyle. Step inside to an open and inviting floor plan highlighted by exposed wood beam ceilings in the main living area and seamless spaces for gathering, entertaining, and everyday living. The fully renovated kitchen, completed in 2019, serves as the heart of the home with elegant quartz countertops, soft-close cabinetry, abundant storage, and excellent flow to both the dining and living areas. Just beyond the main living space, the Florida room offers exceptional flexibility as a sunroom, home office, hobby room, or additional lounge area, with a dedicated mini-split system to keep the space comfortable year-round while enjoying views of the backyard and pool. The generous floor plan provides privacy for everyone, featuring a spacious primary suite with updated flooring, a stylish barn door entry to the beautifully remodeled ensuite bath with dual vanity areas and a walk-in shower, plus additional generously sized bedrooms with updated flooring for family, guests, or work-from-home needs. Conveniently located near the oversized two-car garage is a half bath, perfect for rinsing off after a day at the beach or enjoying time by the pool, and the garage also includes a smart garage door opener for added convenience. Step outside to your private backyard retreat where a fiberglass pool is surrounded by a large attractive paver deck and fully fenced yard, with mature landscaping that includes pineapple and orange trees, irrigation supplied by well, and room for a garden. Whether hosting friends, enjoying family time, or relaxing in the Florida sunshine, this outdoor space is designed for year-round enjoyment. Additional improvements include updated windows in 2019, a completely new HVAC system in 2025, a 2022 roof, electrical updates throughout the home, refinished ceilings, and numerous thoughtful upgrades that make this property truly move-in ready, plus a spacious driveway and reinforced side parking with retaining wall designed to accommodate a boat. Located just minutes from the beach, Lighthouse Point Park, marinas, waterfront restaurants, and all the outdoor recreation Ponce Inlet is known for, this exceptional home combines modern updates, coastal charm, and the Florida lifestyle you’ve been dreaming about.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $535,200 | $535,200 | $535,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $436 | $436 | $436 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,205 | $3,379 | $4,444 |
| Total Monthly Payment | $3,733 | $3,907 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.