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Peace and Tranquil Florida Living in The Enclave at Twin Rivers. This fantastic Meridian model, with tile and metal roof, a stunning three-bedroom, three bathrooms with den and wonderful bonus room. The separation of bedrooms is spectacular for having space, use and privacy. Beautiful tile in the social areas and the den with lovely quartz counters in the kitchen and bathrooms. Kitchen has white cabinets, sizable pantry, tile backsplash and long single island breakfast bar. Living room has stone tile feature with adjustable lighting fireplace. Dining area is roomy, filling the space for special meals and gaming together. Master is spacious, larger walk in California closet, walk in shower and double sinks. Second bedroom shares the full guest bathroom and window faces the front of the home. Third bedroom is on the second floor, with its own full bathroom and has the great bonus room space. The den is used as a second living room, but could be an office or formal dining room. The covered lanai is long, making room for additional dining, social seating and watching your favorite shows. The best is the heated salt water pool and spa, all looking out to the deep preserve and pond views. This community gated, though having LOW HOA fees and NO CDD. Outdoors paradise with access to boat launch, canoe/kayak launch and fishing pier on the Manatee River. Sport courts, basketball, and soccer fields. Nature trails for hiking and biking and playgrounds with picnic pavilions to gather. Port in at the near Fort Hamer park, hike Rye Preserve and enjoy some of the best beaches on the Gulf Coast of Florida. Centered between Sarasota, Lakewood Ranch, Bradenton, St. Petersburg and just an hour to Tampa for the bigger city activity. Strong school district, retail and simple shopping needs close. A special home to enjoy your amazing Florida days and evening sunsets. A must see for everyone.
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.846% |
| Monthly Tax Payment | $359 | $359 | $359 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,324 | $2,421 | $3,196 |
| Total Monthly Payment | $2,758 | $2,855 | $3,630 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.