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Welcome to 102 Spanish Oaks Lane, a move-in ready home located in the highly desirable Dorchester District Two school district that combines comfort, convenience, low-maintenance living, and beautiful pond views in one of Ladson's most desirable locations. Conveniently located near I-26, Palmetto Commerce Parkway, shopping, dining, Charleston International Airport, and major employers including Boeing, Volvo, Mercedes-Benz Vans, and Joint Base Charleston, this location makes everyday living and commuting a breeze. Step inside to find a bright and inviting interior highlighted by an updated kitchen featuring white cabinetry, granite countertops, and a beautiful stone backsplash. Unlike new construction, this home is truly turnkey and includes many of the features buyers have to addafter closing, including ceiling fans, upgraded lighting, window treatments, a refrigerator, and an alarm system. Recent updates such as a new hot water heater and new garage door opener provide added peace of mind. The dual-zone HVAC system allows you to customize temperatures upstairs and downstairs for added comfort and energy efficiency year-round. Lawn care and exterior maintenance are included, allowing you to spend less time on upkeep and more time enjoying everything the Lowcountry has to offer. The backyard is where this home truly shines. Overlooking a peaceful pond, you'll enjoy a setting that feels both private and relaxing. The home's orientation allows the sun to rise behind the home and set in the front, making the backyard a comfortable place to enjoy morning coffee, evening conversations, or simply take in the view. Beyond the home itself, you'll love the amenities that make this community so special. Enjoy access to the neighborhood pool, playground, walking trails, and green spaces - perfect for relaxing, staying active, or connecting with neighbors. It's the kind of community where you can truly enjoy the Lowcountry lifestyle without the maintenance. Why wait for new construction and spend thousands on appliances, blinds, lighting, and other finishing touches when it's already done for you? With pond views, thoughtful updates, low-maintenance living, and a convenient location, 102 Spanish Oaks Lane is ready to welcome you home. As an added bonus, buyer credit is available with an acceptable offer!!
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Our Executive Mortgage Banker:
$260,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,246 | $1,298 | $1,713 |
| Total Monthly Payment | $1,321 | $1,373 | $1,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.