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WOODRIDGE LAKE - Experience the perfect blend of lake & country living in this inviting home nestled within one of Litchfield County's most sought-after private communities. The open-concept floor plan features a soaring vaulted ceiling and balcony, creating a bright and spacious atmosphere. The well-appointed kitchen features a large center island with a breakfast bar as well a designated Dining Area which transitions nicely into the main living area. The sunken sunroom features elegant cedar ceiling, walls of windows fill the home with natural light and the surrounding nature scape. Sliders from the kitchen and sunroom open to a private rear deck, creating the perfect setting for outdoor dining and relaxation. The first-floor primary suite offers the convenience of single-level living. It includes a private bath with a separate shower and Jacuzzi tub beneath a skylight, creating a spa-like retreat. A cozy woodstove adds warmth and charm during the winter months. Located within the private Woodridge Lake community, residents enjoy exceptional amenities including a 385-acre lake, clubhouse, marina, fitness center, pool, four beaches, tennis and pickleball courts, and a variety of social and recreational activities throughout the year. Just minutes from the historic village of Litchfield and close to Mohawk Mountain, the Appalachian Trail, Kent Falls, and numerous cultural attractions, this home offers an outstanding opportunity to enjoy the best of Northwest Connecticut.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Bedroom 2 | Wall/Wall Carpet | Upper |
| Dining Room | Sliders,Hardwood Floor | Main |
| Eat-In Kitchen | Beams,Corian Counters,Granite Counters,Island,Sliders,Hardwood Floor | Main |
| Full Bath | Tub w/Shower,Tile Floor | Upper |
| Half Bath | Vinyl Floor | Main |
| Living Room | 2 Story Window(s),Cathedral Ceiling,Ceiling Fan,Wood Stove,Interior Balcony,Wall/Wall Carpet | Main |
| Loft | Skylight,Cathedral Ceiling,Interior Balcony,Wall/Wall Carpet | Upper |
| Primary Bath | Skylight,Dressing Room,Stall Shower,Whirlpool Tub,Walk-In Closet,Tile Floor | Main |
| Primary Bedroom | Wall/Wall Carpet | Main |
| Sun Room | Skylight,Ceiling Fan,Tile Floor | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $434 | $434 | $434 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,778 |
| Total Monthly Payment | $4,000 | $4,144 | $5,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.