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**Highest & Best Monday @8PM** *PRIVATE STREET OFF LONG RIDGE* Space is one thing. Usable space is another. This North Stamford Colonial offers something buyers rarely regret: a 5th bedroom and bonus room above the garage, ready to become a playroom, gym, movie room, office, guest space, or whatever life calls for next. One of North Stamford's best-kept secrets is how convenient the Long Ridge corridor really is. Near the Merritt Pkwy, Old Long Ridge Village, restaurants and everyday conveniences, getting where you need to go is surprisingly easy. Set on a private road, this charming New England Colonial offers a layout that works for everyday living and entertaining. The updated eat-in kitchen features updated cabinetry, stainless steel appliances, island seating, a breakfast area and great sightlines into the family room with a wood-burning fireplace. The dining room opens directly to the living room, creating easy flow for entertaining, holiday gatherings and everyday life. Upstairs are five bedrooms, including a primary suite with updated bath. The 5th bedroom easily functions as an office, guest room or pajama room. Hardwood floors run throughout most of the home. The walkout basement offers excellent storage today and future finishing potential tomorrow, plus the peace of mind of professional waterproofing. Outside, enjoy a flat backyard plus a gazebo ready for its next chapter. A two-car garage completes the package. A layout you'll appreciate for years to come. Additional highlights include fresh interior paint, refinished hardwood flooring, recessed lighting, updated bathrooms and a professionally waterproofed walkout basement. The existing gazebo (as-is) previously had electric and plumbing connected and offers the opportunity to restore a classic New England backyard retreat. Convenient access to the Merritt Pkwy, Old Long Ridge Village, restaurants and everyday conveniences.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Bedroom 4 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Main | |
| Family Room | Hardwood Floor | Main |
| Great Room | Vinyl Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary BR Suite | Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $797,600 | $797,600 | $797,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.121% | 6.183% |
| Monthly Tax Payment | $965 | $965 | $965 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,529 | $4,782 | $6,731 |
| Total Monthly Payment | $5,586 | $5,839 | $7,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.