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102 Miller St, Ludlow, MA, 01056 | $469,000
Welcome to this charming farmhouse set on 2. 41 picturesque acres in desirable Ludlow! This meticulously maintained home perfectly blends classic character with modern updates. The updated kitchen features soapstone C-tops, SS appliances. Entertain in the formal DR with French doors leading to a beautiful paver patio, or relax in the inviting LR highlighted by a brick hearth fireplace. A spacious 1st floor home office and convenient 1st floor laundry provide flexibility and functionality for today's lifestyle needs. Beautiful HW floors run throughout the home, adding warmth and timeless appeal. Seller states Improvements include 2 updated bathrooms (2015), mini-split systems (2018), roof (2019), exterior paint (2021), and replacement windows (2024), providing peace of mind for years to come. Enjoy the privacy and possibilities that come with over two acres of land while remaining conveniently located. Don't miss this move-in ready Farmhouse!
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Laundry: Flooring - Stone/Ceramic Tile, Electric Dryer Hookup, Washer Hookup, Lighting - Overhead, Sink, First Floor
- Style: Farmhouse
- Year Built: 1900
- Garage: 2-car Detached
- Basement: Full, Bulkhead, Sump Pump, Dirt Floor, Unfinished
- Approx Sq. Feet: 2,540
- Acreage: 2.41
- Est. Taxes: $6,305
- Lot Desc: Wooded
- Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer, Range Hood
- MLS#: 73531955
- Website: https://www.raveis.com
/prop/73531955/102millerst_ludlow_ma?source=qrflyer
Listing by Team Cuoco courtesy of Cuoco & Co. Real Estate Phone: 413-333-7776
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Lighting - Overhead | Second |
| Bedroom 3 | Closet, Closet/Cabinets - Custom Built, Window(s) - Bay/Bow/Box, Lighting - Overhead | Second |
| Bedroom 4 | Closet, Window(s) - Bay/Bow/Box, Lighting - Overhead | Second |
| Dining Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wood, Window(s) - Bay/Bow/Box, French Doors, Chair Rail, Exterior Access, Lighting - Overhead, Crown Molding, Decorative Molding | Main,First |
| Family Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wood, Window(s) - Bay/Bow/Box, Remodeled, Crown Molding | Main,First |
| Kitchen | Closet, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Cabinets - Upgraded, Dryer Hookup - Electric, Exterior Access, Recessed Lighting, Remodeled, Stainless Steel Appliances, Washer Hookup, Peninsula, Lighting - Pendant, Crown Molding, Decorative Molding | Main,First |
| Living Room | First | |
| Master Bedroom | Bathroom - Full, Closet - Linen, Walk-In Closet(s), Closet, Flooring - Wood, Window(s) - Bay/Bow/Box, Dressing Room, Recessed Lighting, Remodeled, Lighting - Overhead | Second |
| Office | Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Flooring - Wood, Window(s) - Bay/Bow/Box, Remodeled, Crown Molding, Decorative Molding | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
102 Miller St, Ludlow, MA, 01056
$469,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,200 | $375,200 | $375,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $525 | $525 | $525 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,369 | $3,116 |
| Total Monthly Payment | $2,880 | $2,969 | $3,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630