1629 SANDY SPRINGS Drive, Fleming Island, FL, 32003 | $497,000

Waterfront privacy, stunning sunrise views, and a rare assumable VA loan opportunity combine to make this exceptional home in Eagle Harbor one of Fleming Island's most attractive offerings.
Located in the highly sought-after Eagle Harbor community, this 4-bedroom, 2. 5-bath home offers 2, 106 square feet of thoughtfully designed living space with a highly desirable first-floor primary suite. Positioned along a picturesque lagoon, the property enjoys an expansive long-water view with no direct rear neighbors, creating a peaceful and private setting rarely found in neighborhood living.
Wake up each morning to breathtaking sunrises reflected across the water from your covered lanai, breakfast nook, and family room. Large windows and the home's rear-facing orientation maximize natural light and showcase the tranquil waterfront backdrop throughout the day. Eagle Harbor offers resort-style amenities including 3 distinct water parks, an 18-hole championship golf course, tennis courts and more.

Features

  • Amenities: Pool, Basketball Court, Children's Pool, Clubhouse, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)Sidewalks, Suburban, Street Lights, Curbs
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
  • Style: Traditional
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,106
  • Acreage: 0.21
  • Est. Taxes: $5,849
  • HOA Fee: $50 Annually
  • View: Pond, Water
  • Water Front: Yes
  • Elem. School: Fleming Island
  • Middle School: Lakeside
  • High School: Fleming Island
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2150155
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/2150155/1629sandyspringsdrive_flemingisland_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER VANGUARD REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1629 SANDY SPRINGS Drive, Fleming Island, FL, 32003

$497,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $397,600 $397,600 $397,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $487 $487 $487
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,381 $2,481 $3,275
Total Monthly Payment $2,943 $3,043 $3,837

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.