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This expansive property is a dream come true for investors, contractors, or design enthusiasts looking to restore a masterpiece. Technically a 2 unit home, this could be a perfect expansive home for one family- buyer would need to do due diligence and manage process with town. Brimming with authentic, 200-year-old details, this home offers the kind of character and scale that simply cannot be replicated today. The main floor unit offers a generous floor plan, and stunning craftsmanship that serves as a perfect canvas for your modern updates. Step into a grand dining room featuring a magnificent fireplace and striking architectural moldings, giving a nostalgic nod to elegance, wrapped in gorgeous, vintage period wallpaper. The expansive primary bedroom is complete with its own fireplace and a full en-suite bath featuring a timeless clawfoot tub. Two additional bedrooms offer flexible living options. One bedroom has direct access to a **stunning, light-filled sunroom**-the perfect spot for your morning coffee or a thriving indoor garden. A dedicated home office provides the ideal quiet space for remote work, while a massive eat-in kitchen, convenient laundry room, and an additional half bath round out this incredibly functional layout. Second floor boasts 4 rooms and a kitchen and full bathroom. All 4 rooms all have closets and windows, one room has a corner fire place. The second floor unit is connected to first floor with a stunning wood staircase (easily dividing into two separate units. . . or not). Whether you choose to live on the first floor while renting out the second, convert the property into a massive single-family estate, or update both units for maximum rental yield, the bones and bravado of this home are unmatched. **This property was surveyed in 2010 and has the potential to be divided into two lots which the second lot may be large enough to build a second dwelling. Buyer to do their own research with Town Zoning. ##Sellers are selling as-is/where-is with exception of items in second floor unit. With the right offer, the sellers will consider clearing out garage and house## Will not qualify for FHA or VA due to chipping paint @@Windsor Locks is undergoing a 2 year phase-in based on the 2024 reassessment and grand list. This phase-in spans from the 2025-2026 tax year through 2026-2027 tax year. Verify with tax assessor@@
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $307,920 | $307,920 | $307,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $439 | $439 | $439 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,821 | $1,921 | $2,536 |
| Total Monthly Payment | $2,335 | $2,435 | $3,050 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.