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Welcome to luxury Florida living in highly sought-after Split Oak Reserve. Ideally located just minutes from Lake Nona, Sunbridge, Medical City, Orlando International Airport, and major roadways, this stunning Pulte Pinnacle model offers 3 bedrooms, a private office, 3 full bathrooms, and an exceptional collection of custom upgrades inside and out. Situated on a premium corner homesite near the community amenities, this thoughtfully designed split-bedroom floor plan features an open-concept layout perfect for both everyday living and entertaining. The gourmet kitchen showcases quartz countertops, 42-inch cabinetry, a large center island, and seamless flow into the spacious gathering room and dining area. The owner's retreat is privately positioned at the rear of the home and features a spa-inspired bathroom with dual vanities, an oversized walk-in shower, and a custom California Closet system. Additional California Closets have been installed throughout the home, providing exceptional organization and storage. Step outside to your own private resort-style backyard featuring a heated and chilled saltwater pool, custom grotto with dedicated pump system, outdoor kitchen, and covered lanai with built-in surround sound speakers. Whether you're hosting guests or enjoying a quiet evening at home, this outdoor space was designed to impress. Additional upgrades include owned solar panels, an electric vehicle charging station, Polywood plantation shutters, custom barn doors, a hidden Murphy door bookcase connecting the living area and primary suite, water softener system, kitchen water filtration system, security system with four exterior cameras and interior motion detection, custom lighting, designer ceiling fans, garage workbench and storage system, and built-in surround sound speakers in both the living room and lanai. Residents of Split Oak Reserve enjoy a community pool, cabana, playground, low HOA fees, and no CDD while being conveniently located near shopping, dining, entertainment, and top employment centers. This is a rare opportunity to own a highly upgraded, move-in-ready home in one of St. Cloud's most desirable communities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.603% | 5.952% |
| Monthly Tax Payment | $641 | $641 | $641 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,426 | $3,612 | $4,750 |
| Total Monthly Payment | $4,159 | $4,345 | $5,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.