|
|
Set in a peaceful Alton country setting, this inviting ranch-style home offers the charm of New England living with practical features inside and out. Situated on approximately 1. 10 rolling acres, the property provides a comfortable mix of open yard space, mature trees, and a wooded backdrop, creating a private-feeling setting while still being convenient to town amenities and Lakes Region recreation. Inside, the home features warm character throughout, including hardwood floors, exposed ceiling beams, wood-accent ceilings, and large windows that bring in natural light. The main living areas feel bright, welcoming, and flexible, with space to relax, dine, work, or create the layout that best fits your needs. The kitchen offers a clean and appealing look with white cabinetry, butcher-block style counters, stainless-steel appliances, open shelving, and a center island for added prep space and storage. Its open, functional design makes it a natural gathering point within the home. With 2 bedrooms and 1. 5 baths, the layout is manageable and efficient while still offering everyday comfort. The property has been vacant and may need some work or updates, including possible flooring repairs or other interior items, but it still offers a manageable layout and a solid opportunity for a buyer looking to refresh the home over time. Outside, the property continues to shine with a paved driveway, attached garage, covered porch, lawn area, and detached shed for tools, equipment, or additional storage. The covered porch creates an inviting entry, while the yard and wooded surroundings offer room to enjoy the outdoors. This property is a strong opportunity for anyone seeking a manageable home, useful storage, country surroundings, and access to the Alton and Lakes Region area. With its classic exterior, warm interior details, and flexible lot, this home is ready for its next chapter.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/5/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $263 | $263 | $263 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,156 | $2,273 | $2,989 |
| Total Monthly Payment | $2,494 | $2,611 | $3,327 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.