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Nestled within a quiet cul-de-sac enclave in one of Wappingers Falls' most desirable neighborhoods, 20 Elizabeth Terrace offers the perfect combination of charm, space, and convenience. Freshly painted throughout and featuring beautifully refinished hardwood floors, this move-in-ready home welcomes you with sun-filled living spaces and a warm, inviting feel from the moment you step inside. The flexible floor plan offers room to live, work, and entertain with ease, while the finished lower level features a spacious recreation area with bar and a bonus room ideal for a home office, fitness space, guest room, or creative studio. Step outside to a large deck overlooking an expansive backyard, creating the perfect setting for outdoor dining, entertaining, or simply enjoying the peaceful surroundings. Surrounded by mature trees and set on a picturesque property, the home offers a sense of privacy that is increasingly difficult to find. Despite its tranquil setting, you're just minutes from the Village of Wappingers Falls, New Hamburg Metro-North, Bowdoin Park, the Hudson River waterfront, Adams Fairacre Farms, restaurants, shopping, golf courses, parks, wineries, breweries, and major commuter routes including Route 9, I-84, and the Taconic State Parkway. Offering the perfect balance of peaceful living and everyday convenience, 20 Elizabeth Terrace is the kind of home buyers wait for, beautifully updated, ideally located, and ready to be enjoyed from day one. A rare opportunity to secure a move-in-ready home in an established neighborhood where pride of ownership, privacy, and convenience come together effortlessly. *Taxes listed do not reflect any exemptions. Current annual taxes are $5, 034. 00, consisting of $2, 013. 45 in Town & County taxes and $3, 020. 55 in School taxes. *
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Our Executive Mortgage Banker:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $420 | $420 | $420 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,430 | $2,525 | $3,321 |
| Total Monthly Payment | $2,925 | $3,020 | $3,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.