15974 SHARK Road W, Jacksonville, FL, 32226 | $600,000

There's a certain kind of quiet you only find on Black Hammock Island -- the kind that arrives the moment you cross the bridge and feel your shoulders drop. Tucked along Shark Road West, this nearly 2, 000-square-foot waterfront retreat hands you something the mainland simply can't: deep water at your own private dock, the smell of salt in the morning air, and a slower way of living that you didn't realize you'd been missing. Picture it. The sun is just beginning to lift over the marsh and the tide is rolling in. You walk out the back door with coffee in hand, step onto your dock, and the boat is already waiting deep water, no tide-clock to keep, just untie and go. Whether you're chasing redfish before breakfast, running the Intracoastal toward Amelia Island, or simply watching the sky turn gold from the water, this is the lifestyle people drive past on Heckscher Drive and quietly wish they had. Inside, three bedrooms and two baths stretch across 1, 983 thoughtfully laid-out square feet room to host the guests who fly in for the holidays, room for an office that looks out over the water, and room to actually exhale. Outside, the property keeps giving: a 20x20 garage built for the projects, the tools, the workshop you've been dreaming about, plus a dedicated RV pad so the rig stays home where it belongs. Bring the boat. Bring the camper. Bring the dog. There's space for all of it. Black Hammock Island stays one of Northeast Florida's best-kept secrets, minutes to the Nassau Sound, an easy run to downtown Jacksonville, and a world away from the noise. True deep-water homes with private docks on this island don't come up often, and the buyers who know the island know exactly why. Come stand on the dock. Watch the tide move. You'll feel it before you finish the tour.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Unit
  • Style: Other
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,983
  • Acreage: 0.67
  • Est. Taxes: $3,557
  • Lot Desc: Cleared
  • View: Water
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
  • MLS#: 2150110
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /prop/2150110/15974sharkroadw_jacksonville_fl?source=qrflyer
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Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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15974 SHARK Road W, Jacksonville, FL, 32226

$600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,875 $2,995 $3,954
Total Monthly Payment $3,263 $3,383 $4,342

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.