162 W MASSACHUSETTS STREET, Hernando, FL, 34442 | $409,900

Virtually Staged. No Flood zone, no HOA or CDD!! Can you say NEW NEW NEW. . . in 2026: All New flooring, Brand New kitchen and kitchen appliances, Newly remodeled and beautifully updated (both) bathrooms, and newly painted inside and out!

So we want to Welcome to your own private slice of Florida paradise! Nestled on nearly AN ACRE of beautifully shaded property with gorgeous mature trees, this remarkable 2, 150+ sq. ft. home offers the perfect blend of modern updates, peaceful surroundings, and room to truly enjoy life. Your home is move-in-ready and delivers space, comfort, and charm at every turn.

Finally, The showstopper is the enormous Air Conditioned sunroom with huge windows to enjoy your back yard of wildlife from AC comfort!!—a versatile space flooded with natural light and perfect for a pool table, game room, lounge area, home office, fitness space, or all of the above. Whether you're hosting friends or enjoying a quiet morning coffee, this room is sure to become your favorite place in the home.

Outside, you'll fall in love with the park-like backyard featuring a stone patio table and benches to enjoy a meal or quiet time in nature. . . where mature trees provide shade, beauty, and a tranquil setting year-round. Picture family gatherings under the trees, backyard barbecues, or simply relaxing and enjoying the peaceful surroundings. The attractive front planter adds charm and curb appeal from the moment you arrive.

Recent improvements also include a new garage door and opener, a new well system, fresh paint inside and out, and thoughtfully selected upgrades throughout, giving you peace of mind and modern convenience.

Located in one of Citrus County's most desirable and growing areas, you're just minutes from championship golf courses, rolling hills, upscale amenities, and expanding selection of shopping and dining options nearby. Enjoy the perfect balance of quiet country living while remaining close to medical facilities, outdoor recreation, and everything Florida's Nature Coast has provide.

Opportunities like this are becoming increasingly rare—an updated home on nearly an acre, surrounded by mature trees, abundant shade, and natural beauty, yet conveniently located near all the area's amenities. Come experience the lifestyle you've been searching for and make this exceptional property your next chapter.

Schedule your private showing today and see why this home stands out from the rest! ?????

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 150 x 291
  • Laundry: Inside, Laundry Room
  • Year Built: 1983
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,153
  • Acreage: 0.97
  • Lot Size: 150 x 291
  • Est. Taxes: $3,984
  • HOA Fee: $180 Annually
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: W7886501
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/W7886501/162wmassachusettsstreet_hernando_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 2:21:02 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 727-835-3110

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

162 W MASSACHUSETTS STREET, Hernando, FL, 34442

$409,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $327,920 $327,920 $327,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $332 $332 $332
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $2,046 $2,701
Total Monthly Payment $2,371 $2,453 $3,108

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.