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Under contract-accepting backup offers. Well Maintained Block Home in Clearwater Florida! This well kept move in ready beauty boasts over 1, 400 square feet of air conditioned space that is move in ready. No HOA, no deed restrictions and an outdoor RV plug, your Florida freedom awaits! Home has 2 bedrooms 2 bathrooms, block masonry with a hip roof in a neighborhood where others are friendly and care about the value of their properties. New waterproof/pet proof luxury vinyl flooring in a neutral color. However, there is beige Terrazzo underneath if you so choose. A new roof and gutters installed in 2024 and sealing of the exterior awning over the back porch pergola. Has an oversized fully fenced in back yard with a tall vinyl privacy fence enclosure, a huge oak tree that is filled with many bird species to keep you entertained for hours and a rain barrel to irrigate without expense. There is a shed where you can store your landscaping supplies, or have a wood working shop. Exterior paint is in good shape. The glass doors in the back Florida room and the front door let the natural light in. New interior paint throughout. Upon entry is an oversized family room/den that is great for entertaining or watching your favorite movies. This space has a plaster ceiling with modern can lights that work from a remote. There are 2 hallway storage closets, 2 large bedrooms and a full bathroom with a tub/shower combo, a new vanity with a sink, granite counter top and lower cabinets. Both bedrooms can suit a king-size bed and both have large closets. The rear bedroom has custom fit sliding closet barn doors that add a modern touch. The HVAC system comes with a year's supply of filters and was installed in 2019. A new water heater in 2024. The kitchen has been tastefully updated with Signature dark stainless steel Smart appliances, new backsplash tile, custom cut granite countertops and cabinets with pull out shelves and a deep sink that has a fitted removable dish drain board, cutting board and strainer. These high end smart appliances connect to the Smart Things App so you can control baking times, start the dishwasher or see if someone left the refrigerator door open! Under the sink is a reverse osmosis system and fed into the new Samsung Smart refrigerator and freezer so no hard water running through your appliance or kitchen sink. Off the kitchen is a second bathroom with a pedestal sink and standup shower with new valves and fixtures. The garage was drywalled in and has a big closet. This space can be used as a home office, gym, art room, kid play room or bedroom. All windows are double paned and easy to clean from the inside by folding in. The Florida room has lots of windows that can be used as a formal living area, home office or entertaining space. The front door has a ring camera doorbell, a front facing separate camera with flood light and in the back of the home is another camera with a flood light combo all linked to the RING App and are hard wired. Pest control is completed regularly by the seller and is only $99/ 3 months. Walkability to local shops and restaurants, Honeymoon Island is a very short drive away, Clearwater Beaches are easily accessible. Also very close to the Florida Botanical Gardens, Safety Harbor Waterfront Park, Lake Moccasin Park and the BayCare Ball Park where the Philadelphia Phillies have their spring training. This home is not in a flood zone, but remains close to the Clearwater beaches and coastal fun!
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Our Executive Mortgage Banker:
Our Insurance Division:
$347,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $278,000 | $278,000 | $278,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,665 | $1,755 | $2,309 |
| Total Monthly Payment | $2,048 | $2,138 | $2,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.