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3 SEASON HOME ~ Warm, inviting, and oozing with charm, this 1940s cottage is the perfect 3 season getaway, boasting beautiful views of Copake Lake. Leading to the front door is a beautiful handmade archway with mature climbing hydrangeas that flower throughout the spring and summer. Other features include; a sunny enclosed porch entrance leading into a cozy living room with a wood stove, a bright & sunny dining room overlooking the lake, kitchen with a brand-new stove and breakfast nook, and a newly renovated full bathroom with a soaking tub, washer/dryer. New roof and septic. Remodeled garage that serves as a guest house/art studio, complete with vaulted ceilings. The outdoor space is designed for entertaining, featuring a fire pit and lush landscaping including mature Catalpa, Maple, Fir, Cedar, and Dogwood trees, as well as lilac bushes, peonies, and daffodils. You are just steps away from the water and your own dock. . . which is a rarity on Copake Lake!
Location, Location, Location. . . & Amenities!
- Lake Life: Enjoy Lake rights and proximity (less than a mile) to a beautifully maintained golf course, restaurant, and a local marina with a cafe and beer garden.
- Recreation: Catamount Mountain Resort and Butternut Ski Area are both within a 30-minute drive.
- Proximity: Perfectly positioned 15 minutes from Hudson, NY, 20 minutes from Great Barrington, MA, and only two hours north of NYC.
***Antique Medicine Cabinets in bathroom & wrought iron lamps do not go with sale, sellers private collection. ***
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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$365,000
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $225 | $225 | $225 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,749 | $1,844 | $2,405 |
| Total Monthly Payment | $2,049 | $2,144 | $2,705 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.