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Tucked away on a quiet, highly desirable cul-de-sac just minutes from the sparkling Gulf beaches, 633 & 635 Harvey Street offers a rare and lucrative real estate opportunity. Whether you are looking to live in one side while the other pays your mortgage, or seeking a cash-flowing addition to your investment portfolio, this property is perfectly positioned to deliver.
Both thoughtfully designed units feature the highly sought-after Florida split-bedroom floor plan, offering maximum privacy with 2 bedrooms and 2 full bathrooms each side and each has a one car garage. The primary suites boast spacious walk-in closets, while the living spaces are built for relaxing. Beyond the main living areas, each unit expands into its own sunlit Florida room and a large screened-in lanai—perfect for enjoying year-round coastal breezes.
Immediate potential awaits! One unit is completely vacant and move-in ready. It has been freshly painted and carpets cleaned—ideal for an owner-occupant or for placing a new tenant at current market rent. The second unit provides instant income from day one, featuring a reliable, month-to-month tenant who would love to stay. Both units have clear hurricane shutters. Roof replaced 2024.
Location is everything, and this duplex checks every box. You will be just a short drive from pristine local beaches, the vibrant historic downtown Englewood area, and conveniently close to everyday shopping, dining, and top-tier medical facilities. Don’t miss your chance to own a piece of paradise with built-in income. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,720 | $1,792 | $2,366 |
| Total Monthly Payment | $2,256 | $2,328 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.