|
Presented by
Dee Waterman |
This GOTHIC CARPENTER COTTAGE was built in 1860 as a gardeners house. It sits amidst lovely flora on a professionally landscaped yard & is situated in the Smith College neighborhood of Northampton. The living room with fireplace was added later, maybe in the 1960's & has a full basement The Dining Room has built-in glass front cabinets. What was originally the parlor is now a Study. The 3 bedrooms upstairs all have sloping ceilings, closets, & pine floors. There is a landing at the top of the stairs with a closet. The walls are plaster in the original cottage. The present owners did extensive renovations when they purchased 38 Round Hill in 2007; kitchen, bathrooms, updated electric, added insulation & 4 mini-splits The owner spent countless hours researching this property & will share the origin story with the buyers, & share published photographs describing the house as a fine example of this type of architecture.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Wood | Second |
| Bedroom 3 | Closet, Flooring - Wood | Second |
| Dining Room | Bathroom - Half, Closet, Closet/Cabinets - Custom Built, Flooring - Hardwood, Lighting - Overhead | Main,First |
| Kitchen | Closet, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Lighting - Overhead, Vestibule | Main,First |
| Living Room | Closet/Cabinets - Custom Built, Flooring - Hardwood, Exterior Access | Main,First |
| Master Bedroom | Closet, Flooring - Wood, Lighting - Overhead | Second |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
Sales Associate
William Raveis Real Estate
Phone: 413.559.7900
Dee.Waterman@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 413.626.5626
Michele.Welch@raveis.com
NMLS Mortgage Loan Originator ID 293220
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.086% | 6.183% |
| Monthly Tax Payment | $824 | $824 | $824 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,747 | $3,957 | $5,569 |
| Total Monthly Payment | $4,663 | $4,873 | $6,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.