103 Stephen Road, Bayport, NY, 11705 | $689,000

Welcome to 103 Stephen Road in the well-sought Bayport community. This well maintained Hi Ranch features an open concept living room and dining room, along with a custom wood kitchen with quartz countertops and sliders leading to the upper deck. As you head down the hall, you will discover the primary bedroom, two additional bedrooms, and a spacious full bath with access from both the hallway and the primary bedroom. Also featured are beautiful wood floors throughout, along with an attic for ample storage to complete the upper level. As you continue down to the lower level, you are greeted by an oversized den featuring a wood burning fireplace, creating the perfect space for relaxing or entertaining. Also featured on the lower level are a half bath and a laundry room that could easily be converted into a full bath while still allowing ample laundry space. A fourth bedroom could easily be added to the floor plan if desired. The utility room houses the Weil McLain burner and separate hot water heater. Completing the lower level is a two car garage with rear yard access for additional convenience. As you head outside through the rear sliders, you are welcomed by a large private backyard featuring an upper deck, patio, and pergola, perfect for entertaining, along with plenty of room for a pool. Additional features include central air conditioning, an inground sprinkler system, and a four car driveway. Being just two miles in either direction from the ever popular Corey Beach, Sayville Village and Patchogue Village, this home is an absolute must see and will not last!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Hi Ranch
  • Year Built: 1965
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Central Air
  • Approx Sq. Feet: 1,771
  • Acreage: 0.25
  • Est. Taxes: $14,950
  • Elem. School: Sylvan Avenue Elementary School
  • Middle School: James Wilson Young Middle School
  • High School: Bayport-Blue Point High School
  • School District: Bayport-Blue Point
  • Appliances: Dishwasher, Dryer, Electric Oven, Refrigerator, Washer, Oil Water Heater
  • MLS#: 980232
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/980232/103stephenroad_bayport_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Exit Realty Achieve   Phone: 631-543-2009

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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103 Stephen Road, Bayport, NY, 11705

$689,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $551,200 $551,200 $551,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $1,246 $1,246 $1,246
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,301 $3,480 $4,577
Total Monthly Payment $4,639 $4,818 $5,915

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.